Property Specialist
May 2025
2nd in cohort
Together Commercial Finance
May 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 361 | 360 | 531 | 591 | +10% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 496 |
| Building construction | 26 |
| Accommodation | 11 |
| Financial services | 10 |
| Food & beverage services | 7 |
Top Regions
| Region | Count |
|---|---|
| North West | 135 |
| South East | 106 |
| London | 81 |
| Scotland | 71 |
| Midlands | 62 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 01/05/2025 | ASUS INVESTMENTS LTD | 8.5 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 08/05/2025 | PARK PROPERTIES HOUSING | 7.4 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 29/05/2025 | GOLDENS INTERNATIONAL | 17.8 yrs | Midlands | Wholesale trade | Aug-2024, Turnover: £43.9m, Debts: £860k, Other debts: £722k, Net Assets: £5.2m |
| 30/05/2025 | CANVAS HOMES TEES | 4.5 yrs | Yorkshire / | - | Nov-2024, Trade Debtors: £5.3m, Debts: £570k, Net Assets: £320k, Staff: 3 |
| 19/05/2025 | 1101HOLDING LTD | 13.1 yrs | Midlands | Real estate | Dec-2023, Net Assets: £13.6m, Est PBT: £2.2m |
| 12/05/2025 | PHOENIX PROPERTIES | 10 yrs | Scotland | Real estate | May-2025, Net Assets: £3.0m, Staff: 8, Est PBT: £1.3m |
| 20/05/2025 | MANDELL LIMITED | 8.3 yrs | North West | Real estate | Mar-2025, Debts: £27.2m, Net Assets: £-12.9m, Est PBT: £-3.9m |
| 09/05/2025 | WETHERBY ESTATES LTD | 23.7 yrs | North West | Real estate | Aug-2024, Trade Debtors: £37k, Net Assets: £12.9m, Staff: 5, Est PBT: £326k |
| 22/05/2025 | STIRLING ASSET MANAGEMENT | 12.2 yrs | London | Real estate | Mar-2025, Trade Debtors: £72k, Debts: £9.6m, Net Assets: £3.1m, Staff: 2 |
| 21/05/2025 | EJM HOLDINGS (HEREFORD) | 6.7 yrs | Midlands | Financial services | Jun-2024, Turnover: £11.9m, Trade Debtors: £1.9m, Debts: £7.5m, Net Assets: £9.1m |