Property Specialist
July 2025
2nd in cohort
Together Commercial Finance
July 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 423 | 379 | 648 | 657 | +1% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 557 |
| Building construction | 30 |
| Financial services | 10 |
| Accommodation | 8 |
| Food & beverage services | 6 |
Top Regions
| Region | Count |
|---|---|
| South East | 120 |
| North West | 112 |
| London | 93 |
| Midlands | 92 |
| Scotland | 82 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 30/07/2025 | JSM COMPANY GROUP LTD | 10.1 yrs | North West | Real estate | Jul-2024, Net Assets: £10.3m, Est PBT: £2.0m |
| 22/07/2025 | ZEDIA INVESTMENTS LIMITED | 9.7 yrs | Midlands | Real estate | Jun-2024, Debts: £46.2m, Net Assets: £1.6m, Est PBT: £320k |
| 31/07/2025 | ASUS INVESTMENTS LTD | 8.8 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 02/07/2025 | PARK PROPERTIES HOUSING | 7.6 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 20/07/2025 | BELL GREEN LIMITED | 10.4 yrs | South East | Real estate | Jan-2025, Trade Debtors: £162k, Debts: £16.4m, Net Assets: £14.5m, Staff: 6 |
| 11/07/2025 | ZAYRAY DEVELOPMENTS LTD | 12 yrs | East Midlands | Real estate | Dec-2024, Trade Debtors: £42k, Debts: £10.8m, Net Assets: £14.5m, Staff: 1 |
| 16/07/2025 | MAURICE LAURENT LIMITED | 13 yrs | London | Real estate | Jul-2024, Net Assets: £390k, Est PBT: £324k |
| 14/07/2025 | INVESTMENT STREET LTD | 11.8 yrs | South East | Real estate | Mar-2025, Debts: £12.5m, Net Assets: £6.3m, Staff: 10, Est PBT: £-1.1m |
| 31/07/2025 | PHOENIX PROPERTIES | 10.2 yrs | Scotland | Real estate | May-2025, Net Assets: £3.0m, Staff: 8, Est PBT: £1.3m |
| 31/07/2025 | WEST VIEW PARK HOMES LTD | 8.1 yrs | Scotland | Real estate | Jun-2025, Net Assets: £2.5m, Staff: 3, Est PBT: £911k |