Property Specialist
January 2025
2nd in cohort
Together Commercial Finance
January 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 247 | 287 | 435 | 463 | +6% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.3 | £181k |
| Cohort average | 4.3 | £429k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 383 |
| Building construction | 23 |
| Accommodation | 9 |
| Unknown | 6 |
| Office & business support | 5 |
Top Regions
| Region | Count |
|---|---|
| London | 84 |
| Scotland | 71 |
| North West | 67 |
| Midlands | 65 |
| South East | 63 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/01/2025 | ZEDIA INVESTMENTS LIMITED | 9.2 yrs | Midlands | Real estate | Jun-2024, Debts: £46.2m, Net Assets: £1.6m, Est PBT: £320k |
| 23/01/2025 | ASUS INVESTMENTS LTD | 8.3 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m, Net Assets: £3.3m, Staff: 1, Est PBT: £5.7m |
| 13/01/2025 | 1101HOLDING LTD | 12.8 yrs | Midlands | Real estate | Dec-2023, Net Assets: £13.6m, Est PBT: £2.2m |
| 08/01/2025 | PETLEY LIMITED | 30.6 yrs | London | Real estate | May-2024, Trade Debtors: £27k, Debts: £3.0m, Net Assets: £5.8m, Staff: 5 |
| 08/01/2025 | ALL PROPERTY MATTERS RENTALS LIMITED | 5.7 yrs | North West | Real estate | Mar-2024, Trade Debtors: £34k, Debts: £12.8m, Net Assets: £6.3m, Staff: 1 |
| 08/01/2025 | BLUE SPRUCE HOMES | 100 yrs | LIMITED 8.6 London | Real estate | Dec-2024, Trade Debtors: £3.4m, Net Assets: £-157k, Staff: 1, Est PBT: £321k |
| 02/01/2025 | UPSTIX TECHNOLOGIES LTD | 3.9 yrs | Midlands | Real estate | Sep-2024, Turnover: £17.8m, Trade Debtors: £7k, Other debts: £14.0m, Staff: 16, Est PBT: £-7.2m |
| 03/01/2025 | PRIME CITIES EMBASSY GARDENS LTD | 1.6 yrs | London | Financial services | Dec-2024, Debts: £6.3m, Net Assets: £-660k, Staff: 4, Est PBT: £-532k |
| 13/01/2025 | CREST CARE SOLUTIONS LTD | 7.1 yrs | South East | Residential care | Dec-2024, Net Assets: £79k, Staff: 87, Est PBT: £69k |
| 31/01/2025 | GEORGIOU INC LIMITED | 10.4 yrs | London | Real estate | Mar-2025, Net Assets: £3.5m, Staff: 2, Est PBT: £25k |