Property Specialist
December 2025
2nd in cohort
Together Commercial Finance
December 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 328 | 455 | 638 | 769 | +17% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 617 |
| Building construction | 50 |
| Accommodation | 13 |
| Financial services | 11 |
| Retail trade | 10 |
Top Regions
| Region | Count |
|---|---|
| North West | 139 |
| South East | 134 |
| London | 118 |
| Scotland | 94 |
| Midlands | 93 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/12/2025 | TFC HOLDINGS LONDON | 14.2 yrs | London | Financial services | Mar-2025, Turnover: £49.7m, Trade Debtors: £10.0m, Debts: £15.2m |
| 08/12/2025 | STUDENT SHACK LIMITED | 21.8 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 18/12/2025 | ASUS INVESTMENTS LTD | 9.2 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 02/12/2025 | PARK PROPERTIES HOUSING | 8 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 04/12/2025 | HORSNALL HOLDINGS LIMITED | 7.6 yrs | East Midlands | Building construction | May-2025, Trade Debtors: £7.2m, Debts: £1.4m, Net Assets: £667k, Staff: 1 |
| 31/12/2025 | BELL GREEN LIMITED | 10.8 yrs | South East | Real estate | Jan-2025, Trade Debtors: £162k, Debts: £16.4m, Net Assets: £14.5m, Staff: 6 |
| 16/12/2025 | FALCON RESIDENTIAL NE LTD | 4.3 yrs | North East | Real estate | Sep-2025, Net Assets: £11.0m, Est PBT: £296k |
| 17/12/2025 | DALGLEN (NO.1811) LIMITED | 8.8 yrs | Scotland | Real estate | Dec-2024, Net Assets: £1.8m, Staff: 2, Est PBT: £-202k |
| 22/12/2025 | EDA QUALITY FOODS LIMITED | 23.3 yrs | London | Wholesale trade | Mar-2025, Turnover: £3.0m, Trade Debtors: £5.0m, Debts: £6.1m, Net Assets: £11.5m |
| 04/12/2025 | WEST VIEW PARK HOMES LTD | 8.5 yrs | Scotland | Real estate | Jun-2025, Net Assets: £2.5m, Staff: 3, Est PBT: £911k |