Property Specialist
August 2025
2nd in cohort
Together Commercial Finance
August 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 365 | 351 | 542 | 611 | +11% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 514 |
| Building construction | 44 |
| Retail trade | 7 |
| Accommodation | 7 |
| Financial services | 6 |
Top Regions
| Region | Count |
|---|---|
| North West | 109 |
| London | 105 |
| South East | 99 |
| Scotland | 81 |
| Midlands | 54 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/08/2025 | ZEDIA INVESTMENTS LIMITED | 9.8 yrs | Midlands | Real estate | Jun-2024, Debts: £46.2m, Net Assets: £1.6m, Est PBT: £320k |
| 14/08/2025 | LEGACIE TOWERS LIMITED | 4 yrs | North West | Building construction | Aug-2024, Net Assets: £-4.3m, Est PBT: £-2.6m |
| 11/08/2025 | STUDENT SHACK LIMITED | 21.5 yrs | North West | Real estate | Mar-2025, Debts: £12k, Other debts: £30.0m, Net Assets: £6.2m, Staff: 1, Est PBT: £152k |
| 11/08/2025 | ASUS INVESTMENTS LTD | 8.8 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 29/08/2025 | PARK PROPERTIES HOUSING | 7.7 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 20/08/2025 | PHOENIX PROPERTIES | 10.2 yrs | Scotland | Real estate | May-2025, Net Assets: £3.0m, Staff: 8, Est PBT: £1.3m |
| 05/08/2025 | GISBURNE PARK ESTATES | 34.9 yrs | North West | - | Jun-2025, Trade Debtors: £23k, Debts: £6.1m, Net Assets: £8.6m, Staff: 30 |
| 14/08/2025 | LEGACIE REGENERATION LTD | 3.5 yrs | North West | Building construction | Feb-2025, Net Assets: £-1.2m, Est PBT: £-1.4m |
| 07/08/2025 | MEMORIAL LONDON | 4 yrs | London | - | Aug-2024, Trade Debtors: £506k, Debts: £6.0m, Net Assets: £-4.4m, Staff: 1 |
| 15/08/2025 | QUADA (HOLYPORT) LIMITED | 26.7 yrs | South East | Real estate | Mar-2025, Net Assets: £-4.8m, Staff: 3, Est PBT: £-1.0m |