Property Specialist
April 2025
2nd in cohort
Together Commercial Finance
April 2025 debenture analysis for Together Commercial Finance. Property Specialist cohort, ranked 2nd.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 318 | 344 | 512 | 633 | +19% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Together Commercial Finance | 4.2 | £262k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 501 |
| Building construction | 51 |
| Accommodation | 14 |
| Retail trade | 10 |
| Residential care | 8 |
Top Regions
| Region | Count |
|---|---|
| London | 121 |
| South East | 111 |
| North West | 111 |
| Midlands | 69 |
| Scotland | 56 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 08/04/2025 | TULIP PROPERTIES & REAL | 9.7 yrs | London | Real estate | Mar-2025, Debts: £9.2m, Net Assets: £4.6m, Est PBT: £643k |
| 02/04/2025 | ZEDIA INVESTMENTS LIMITED | 9.4 yrs | Midlands | Real estate | Jun-2024, Debts: £46.2m, Net Assets: £1.6m, Est PBT: £320k |
| 01/04/2025 | ASUS INVESTMENTS LTD | 8.4 yrs | London | Real estate | Dec-2024, Turnover: £52.8m, Trade Debtors: £42k, Other debts: £15.2m |
| 24/04/2025 | PARK PROPERTIES HOUSING | 7.4 yrs | North West | Real estate | Mar-2025, Turnover: £46.1m, Trade Debtors: £147k, Other debts: £17.0m |
| 07/04/2025 | ZAYRAY DEVELOPMENTS LTD | 11.8 yrs | East Midlands | Real estate | Dec-2024, Trade Debtors: £42k, Debts: £10.8m, Net Assets: £14.5m, Staff: 1 |
| 08/04/2025 | WOODLAKES PARK | 11.6 yrs | East of England | - | Sep-2024, Trade Debtors: £58k, Debts: £105k, Other debts: £694k, Net Assets: £16.5m, Est PBT: £-9.0m |
| 01/04/2025 | 1101HOLDING LTD | 13 yrs | Midlands | Real estate | Dec-2023, Net Assets: £13.6m, Est PBT: £2.2m |
| 14/04/2025 | MAURICE LAURENT LIMITED | 12.8 yrs | London | Real estate | Jul-2024, Net Assets: £390k, Est PBT: £324k |
| 24/04/2025 | INVESTMENT STREET LTD | 11.5 yrs | South East | Real estate | Mar-2025, Debts: £12.5m, Net Assets: £6.3m, Staff: 10, Est PBT: £-1.1m |
| 07/04/2025 | PHOENIX PROPERTIES | 9.9 yrs | Scotland | Real estate | May-2025, Net Assets: £3.0m, Staff: 8, Est PBT: £1.3m |