ABL + Invoice Finance
May 2025
11th in cohort
Time Finance
May 2025 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 11th.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 19 | 29 | 16 | -81% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 9.8 | £503k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Building construction | 2 |
| Office & business support | 2 |
| Specialist construction | 2 |
| Security services | 1 |
| Furniture manufacturing | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| Yorkshire / Humber | 4 |
| North West | 2 |
| Midlands | 2 |
| London | 1 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/05/2025 | MATHEWSON & ROSEMOND | 65.6 yrs | Yorkshire / | Wholesale trade | Dec-2024, Trade Debtors: £2.4m, Debts: £2.8m, Other debts: £2.8m |
| 09/05/2025 | A.R.U RECRUITMENT LTD | 9.4 yrs | Yorkshire / | Education | Dec-2024, Net Assets: £40k, Staff: 42, Est PBT: £18k |
| 01/05/2025 | DIXON TIMBER PRODUCTS | 31 yrs | Yorkshire / | Furniture manufacturing | May-2025, Trade Debtors: £347k, Net Assets: £282k, Staff: 27, Est PBT: £-82k |
| 19/05/2025 | SUTTON CREATIVE LTD | 5.2 yrs | North West | Other professional services | Mar-2024, Trade Debtors: £341k, Debts: £390k, Net Assets: £2k, Est PBT: £-59k |
| 28/05/2025 | STRAIGHT-LINE GROUP | 0.9 yrs | Midlands | Civil engineering | Jun-2025, Trade Debtors: £265k, Net Assets: £27k, Staff: 11, Est PBT: £34k |
| 14/05/2025 | UK SCREEDS LTD | 7.7 yrs | South East | Office & business support | Sep-2024, Trade Debtors: £26k, Debts: £51k, Other debts: £12k, Net Assets: £-39k |
| 01/05/2025 | J.FERGUSON DEVELOPMENTS | 3.3 yrs | South East | Real estate | Jan-2025, Net Assets: £19k, Est PBT: £-55k |
| 28/05/2025 | KRP LOGISTICS LIMITED | 6.4 yrs | Midlands | Legal & accounting | Jan-2024, Trade Debtors: £78k, Net Assets: £50k, Est PBT: £66k |
| 22/05/2025 | UK FLEET SERVICES LTD | 4 yrs | North West | Logistics & warehousing | May-2025, Trade Debtors: £21k, Debts: £133k, Net Assets: £-12k, Staff: 2, Est PBT: £31k |
| 01/05/2025 | DEMAND&DELIVER LTD | 2.4 yrs | London | Specialist construction | Dec-2024, Net Assets: £60k, Est PBT: £45k |