ABL + Invoice Finance
March 2025
19th in cohort
Time Finance
March 2025 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 19th.
March 2025 Debenture Activity
Year-over-year comparison of debenture registrations for March 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 13 | 11 | 5 | 9 | +44% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 9.8 | £503k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Fabricated metal products | 2 |
| Repair / installation | 1 |
| Specialist construction | 1 |
| Beverage manufacturing | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 7 |
| Wales | 2 |
Notable New Debentures
Significant new debenture registrations in March 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/03/2025 | HEXAGON RECRUITMENT | 31.8 yrs | North West | Employment services | Mar-2025, Trade Debtors: £485k, Debts: £20k, Net Assets: £192k, Staff: 166 |
| 18/03/2025 | RESPONSE ENGINEERING | 17.3 yrs | Wales | - | Dec-2024, Trade Debtors: £424k, Debts: £312k, Net Assets: £-154k, Staff: 39 |
| 21/03/2025 | HESKIN FABRICATIONS LTD | 29.1 yrs | North West | Fabricated metal products | Mar-2024, Trade Debtors: £296k, Net Assets: £19k, Staff: 19, Est PBT: £-546k |
| 04/03/2025 | PSN PAINTING SERVICES LTD | 14.8 yrs | North West | Specialist construction | Mar-2025, Trade Debtors: £353k, Net Assets: £345k, Staff: 17, Est PBT: £91k |
| 17/03/2025 | AMJ PNEUMATICS | 99 yrs | LTD 26.1 North West | Office & business support | Feb-2025, Trade Debtors: £381k, Net Assets: £566k, Staff: 5, Est PBT: £37k |
| 11/03/2025 | BREWING COLLECTIVE LTD | 13.8 yrs | North West | Beverage manufacturing | Sep-2024, Trade Debtors: £149k, Debts: £280k, Other debts: £119k, Net Assets: £-101k |
| 21/03/2025 | CASARD HOLDINGS LIMITED | 2.5 yrs | North West | Fabricated metal products | Mar-2024, Net Assets: £314k, Staff: 2, Est PBT: £393k |
| 18/03/2025 | RESPONSE SKILLS TRAINING | 6.4 yrs | Wales | Education | Dec-2024, Net Assets: £-106k, Est PBT: £0k |
| 04/03/2025 | PSN GROUP HOLDINGS | 0.4 yrs | North West 0 Financial services LIMITED | - | - |