ABL + Invoice Finance
June 2025
3rd in cohort
Time Finance
June 2025 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 3rd.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 10 | 11 | 35 | +69% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 9.8 | £503k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Fabricated metal products | 5 |
| Unknown | 4 |
| Specialist construction | 4 |
| Financial services | 4 |
| Employment services | 3 |
Top Regions
| Region | Count |
|---|---|
| North West | 8 |
| East of England | 7 |
| South East | 6 |
| Midlands | 5 |
| South West | 4 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/06/2025 | MANTEC ENGINEERING | 29.7 yrs | North West | Office & business support | May-2024, Trade Debtors: £149k, Debts: £759k, Net Assets: £6.4m, Staff: 9 |
| 30/06/2025 | DAVIS SITE SECURITY LIMITED | 22.9 yrs | Midlands | Security services | Mar-2025, Turnover: £3.3m, Trade Debtors: £1.2m, Debts: £22k, Net Assets: £545k |
| 04/06/2025 | SFG ALUMINIUM LIMITED | 2.1 yrs | North West | Specialist construction | Apr-2024, Trade Debtors: £203k, Net Assets: £77k, Staff: 21, Est PBT: £92k |
| 30/06/2025 | H & H GENERAL CARRIERS | 51.5 yrs | South East | - | Oct-2024, Trade Debtors: £542k, Debts: £497k, Net Assets: £-310k, Staff: 17 |
| 11/06/2025 | GRIFFITHS AND JOHNSON | 65.6 yrs | North West | - | May-2024, Trade Debtors: £450k, Debts: £390k, Net Assets: £455k, Staff: 16 |
| 30/06/2025 | HWH ENGINEERING LIMITED | 13.4 yrs | South West | Financial services | Nov-2024, Debts: £41k, Net Assets: £662k, Staff: 13, Est PBT: £-86k |
| 09/06/2025 | EGL VAUGHAN LIMITED | 20.3 yrs | North West | - | May-2024, Trade Debtors: £133k, Debts: £200k, Net Assets: £229k, Staff: 12 |
| 19/06/2025 | HGB ENGINEERING LIMITED | 8.2 yrs | South West | Architecture & engineering | Nov-2024, Net Assets: £1.1m, Staff: 3, Est PBT: £151k |
| 09/06/2025 | G & J LOGISTICS LIMITED | 24.2 yrs | North West | Fabricated metal products | May-2024, Trade Debtors: £29k, Debts: £60k, Net Assets: £135k, Staff: 10, Est PBT: £-5k |