ABL + Invoice Finance
January 2025
6th in cohort
Time Finance
January 2025 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 6th.
January 2025 Debenture Activity
Year-over-year comparison of debenture registrations for January 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 9 | 6 | 20 | 19 | -5% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 10 | £399k |
| Cohort average | 9.7 | £901k |
Top Sectors
| Sector | Count |
|---|---|
| Financial services | 5 |
| Employment services | 4 |
| Fabricated metal products | 3 |
| Office & business support | 2 |
| Machinery & equipment | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 8 |
| Wales | 3 |
| East Midlands | 3 |
| South East | 2 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in January 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/01/2025 | A&R CONTRACT CLEANING SPECIALIST LTD | 11.2 yrs | Wales | Security services | Dec-2024, Trade Debtors: £789k, Debts: £358k, Net Assets: £1.4m, Staff: 340, Est PBT: £-230k |
| 20/01/2025 | GMP RECRUITMENT AGENCY LTD | 30.4 yrs | Midlands | Employment services | Sep-2024, Trade Debtors: £67k, Net Assets: £96k, Staff: 113, Est PBT: £-191k |
| 07/01/2025 | HIREPRO HOLDINGS UK LTD | 3.8 yrs | Wales | Financial services | Feb-2024, Other debts: £5.5m, Net Assets: £2.3m, Staff: 2, Est PBT: £2.2m |
| 27/01/2025 | SAVEKERS SOLUTIONS LIMITED | 15.8 yrs | Midlands | Fabricated metal products | Jun-2024, Trade Debtors: £380k, Net Assets: £351k, Staff: 33, Est PBT: £-182k |
| 07/01/2025 | SURREY HIRE AND SALES LIMITED | 20.9 yrs | South East | Rental & leasing | Feb-2024, Trade Debtors: £492k, Debts: £2.1m, Other debts: £530k, Net Assets: £194k, Staff: 32, Est PBT: £-728k |
| 17/01/2025 | GMP RECRUITMENT LIMITED | 5.6 yrs | Midlands | Employment services | Feb-2023, Trade Debtors: £503k, Debts: £41k, Net Assets: £68k, Staff: 8, Est PBT: £-23k |
| 29/01/2025 | ARCS GROUP LIMITED | 3.3 yrs | Wales | Financial services | Dec-2024, Debts: £1.1m, Net Assets: £189k, Est PBT: £-3.9m |
| 27/01/2025 | FAIRWAY DECORATING SERVICES LIMITED | 21.3 yrs | North West | Specialist construction | Dec-2024, Trade Debtors: £303k, Debts: £17k, Net Assets: £180k, Staff: 12 |
| 31/01/2025 | INNOVATION LIFTS LIMITED | 14.1 yrs | London | Machinery & equipment | Dec-2024, Debts: £364k, Net Assets: £257k, Staff: 1, Est PBT: £69k |
| 20/01/2025 | THE RECRUITMENT COMPANY (MIDLANDS) LTD | 14.9 yrs | Midlands | Employment services | Mar-2023, Trade Debtors: £123k, Net Assets: £265k, Staff: 2, Est PBT: £-30k |