ABL + Invoice Finance
February 2026
8th in cohort
Time Finance
February 2026 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 8th.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 14 | 4 | 24 | 17 | -7 | -29% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 6.8 | £523k |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Social work | 2 |
| Property & facilities services | 2 |
| Wholesale & retail trade | 2 |
| Employment services | 2 |
| Land transport & logistics | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| London | 4 |
| South West | 3 |
| Midlands | 2 |
| North West | 1 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/02/2026 | PREMIER CARE PARTNERS | 14.7 yrs | South East | Social work | Jul-2024, Trade Debtors: £412k, Net Assets: £79k, Staff: 183, Est PBT: £42k |
| 20/02/2026 | T A SAUNDERS INVESTMENTS | 19.4 yrs | South West | Unknown | Sep-2024, Trade Debtors: £1.5m, Net Assets: £3.9m, Est PBT: £84k |
| 11/02/2026 | HARLEQUIN SCAFFOLDING | 8.1 yrs | South East | Specialist construction | Nov-2024, Trade Debtors: £915k, Debts: £17k, Net Assets: £189k, Staff: 1, Est PBT: £227k |
| 24/02/2026 | V&H RECOVERY LTD | 13 yrs | London | - | Mar-2025, Trade Debtors: £51k, Debts: £1.9m, Net Assets: £155k, Staff: 16 |
| 20/02/2026 | SUPREME CLEAN (PLYMOUTH) | 7.3 yrs | South West | Property & facilities services | Nov-2024, Trade Debtors: £67k, Debts: £43k, Other debts: £2k, Net Assets: £0k |
| 17/02/2026 | EVOKE STAFFING LTD | 4.4 yrs | South West | Employment services | Oct-2024, Net Assets: £1k, Staff: 8, Est PBT: £-68k |
| 20/02/2026 | JAY CARE SERVICES LTD | 4.9 yrs | East Midlands | Residential care | Mar-2025, Net Assets: £-72k, Staff: 9, Est PBT: £5k |
| 17/02/2026 | SPECIFIED CONTRACTS LTD | 15.9 yrs | South East | Property & facilities services | Mar-2024, Trade Debtors: £184k, Debts: £30k, Net Assets: £179k, Staff: 9, Est PBT: £2k |
| 20/02/2026 | UK DRIVERS AND LOGISTICS | 7.1 yrs | Midlands | Land transport & logistics | Feb-2024, Net Assets: £396k, Staff: 5, Est PBT: £290k |
| 24/02/2026 | V&H RENTALS LTD | 3.2 yrs | London | Rental & leasing | Dec-2024, Trade Debtors: £6k, Debts: £300k, Net Assets: £23k, Staff: 3, Est PBT: £14k |