ABL + Invoice Finance
February 2025
4th in cohort
Time Finance
February 2025 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 4th.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 10 | 14 | 4 | 24 | +83% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 9.6 | £311k |
| Cohort average | 9.6 | £811k |
Top Sectors
| Sector | Count |
|---|---|
| Specialist construction | 5 |
| Office & business support | 3 |
| Real estate | 2 |
| Head offices & consultancy | 2 |
| Other professional services | 2 |
Top Regions
| Region | Count |
|---|---|
| North West | 12 |
| South West | 4 |
| East of England | 2 |
| London | 2 |
| East Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/02/2025 | GILLS MEAT PRODUCTS LIMITED | 56.2 yrs | Midlands | Food manufacturing | Dec-2024, Trade Debtors: £815k, Net Assets: £701k, Staff: 64, Est PBT: £326k |
| 28/02/2025 | SIMIAN RISK MANAGEMENT LIMITED | 19.3 yrs | North West | Office & business support | Oct-2024, Trade Debtors: £643k, Net Assets: £639k, Staff: 53, Est PBT: £280k |
| 24/02/2025 | CHURCHILL RECOVERY SOLUTIONS LTD. | 21.7 yrs | North West | Office & business support | Jul-2024, Trade Debtors: £408k, Debts: £187k, Net Assets: £-381k, Staff: 41 |
| 24/02/2025 | THE ADDITION GROUP LIMITED | 8.3 yrs | South West | Office & business support | Nov-2024, Net Assets: £3.2m, Staff: 3, Est PBT: £-1.4m |
| 24/02/2025 | RIGHT ON THE LINE LIMITED | 24.6 yrs | South West | Head offices & consultancy | Sep-2024, Net Assets: £10k, Staff: 22, Est PBT: £-511k |
| 27/02/2025 | ECO GROUP HULL LTD | 3.9 yrs | Yorkshire / Humber | Building construction | Apr-2025, Trade Debtors: £73k, Debts: £127k, Other debts: £14k, Net Assets: £120k, Staff: 11, Est PBT: £6k |
| 27/02/2025 | MYNOTT BOWERS LIMITED | 2.7 yrs | East of England | Other professional services | Mar-2025, Trade Debtors: £288k, Debts: £114k, Net Assets: £-9k, Staff: 9, Est PBT: £4k |
| 28/02/2025 | LONDON ACADEMY OF SUSTAINABLE CONSTRUCTI.. | 17 yrs | North West | Personal services | Oct-2024, Trade Debtors: £1k, Net Assets: £-826k, Staff: 9, Est PBT: £543k |
| 12/02/2025 | WHOLESALE ELECTRICAL FACTORS (O/M) LIMIT.. | 38.6 yrs | North West | Wholesale trade | Jul-2024, Trade Debtors: £201k, Debts: £107k, Net Assets: £168k, Staff: 7, Est PBT: £48k |
| 27/02/2025 | GODREVY TERRACE LIMITED | 4.7 yrs | South West | Real estate | Jun-2025, Net Assets: £1k, Staff: 1, Est PBT: £0k |