ABL + Invoice Finance
April 2025
14th in cohort
Time Finance
April 2025 debenture analysis for Time Finance. ABL + Invoice Finance cohort, ranked 14th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 17 | 8 | 16 | 11 | -45% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Time Finance | 9.8 | £503k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Waste management | 3 |
| Employment services | 3 |
| Retail trade | 1 |
| Land transport & logistics | 1 |
| Agriculture | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 4 |
| Wales | 2 |
| North West | 2 |
| London | 1 |
| Midlands | 1 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/04/2025 | SOUTH WALES TRANSPORT | 20.4 yrs | Wales | Land transport & logistics | Aug-2024, Trade Debtors: £336k, Debts: £1.5m, Net Assets: £283k, Staff: 71 |
| 04/04/2025 | TLM ENVIRONMENTAL LTD | 5 yrs | South East | Waste management | Oct-2023, Turnover: £6.4m, Trade Debtors: £1.5m, Debts: £498k, Net Assets: £253k |
| 04/04/2025 | TLM MANAGEMENT LIMITED | 15.4 yrs | South East | - | Oct-2024, Turnover: £6.9m, Debts: £1.0m, Other debts: £285k, Net Assets: £-195k |
| 07/04/2025 | YUMA INSTALLATIONS LTD | 9.1 yrs | North West | Specialist construction | Dec-2024, Net Assets: £1k, Staff: 9, Est PBT: £2k |
| 08/04/2025 | ENGAGE CROP SOLUTIONS LTD | 13.2 yrs | North West | Agriculture | Dec-2024, Net Assets: £93k, Staff: 7, Est PBT: £3k |
| 16/04/2025 | PURPLE OCEAN LIMITED | 6.2 yrs | Wales | Personal services | Jul-2024, Debts: £231k, Net Assets: £42k, Staff: 2, Est PBT: £4k |
| 04/04/2025 | UK WASTE DIRECT | 2000 yrs | 2.2 South East | - | Oct-2024, Net Assets: £0k, Staff: 1 |
| 16/04/2025 | ALT RECRUITMENT LIMITED | 0.1 yrs | South East 0 Employment services | - | - |
| 01/04/2025 | GROWTH TEAM LTD | 0.1 yrs | London 0 Employment services | - | - |
| 09/04/2025 | PAINTWORLD ROMFORD | 0.2 yrs | East of England 0 Retail trade LIMITED | - | - |