Property Specialist
September 2025
1st in cohort
The Mortgage Works
September 2025 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 893 | 583 | 830 | 1175 | +29% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 2.9 | £36k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 1173 |
| Specialist construction | 1 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 250 |
| London | 168 |
| North West | 138 |
| Scotland | 135 |
| Midlands | 118 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 29/09/2025 | TANYSH LTD | 8.5 yrs | South East | Real estate | Mar-2025, Trade Debtors: £2k, Net Assets: £198k, Est PBT: £242k |
| 16/09/2025 | BEARMANTIS CO LTD | 6 yrs | London | Real estate | Aug-2024, Debts: £2.7m, Net Assets: £959k, Staff: 1, Est PBT: £9k |
| 04/09/2025 | XIAOPANG LIMITED | 7.3 yrs | Scotland | Real estate | May-2025, Net Assets: £154k, Est PBT: £121k |
| 01/09/2025 | PRIME PROPERTY & LETS LTD | 3.3 yrs | Scotland | Real estate | May-2025, Net Assets: £737k, Est PBT: £350k |
| 04/09/2025 | MAIDI LTD | 6.4 yrs | London | Real estate | Apr-2025, Debts: £2.9m, Net Assets: £99k, Est PBT: £5k |
| 11/09/2025 | NAZMAN PROPERTIES LIMITED | 3.6 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £1.4m, Net Assets: £1.6m, Est PBT: £15k |
| 15/09/2025 | LL JOHNSON PROPERTIES | 10.2 yrs | East of England | Real estate | Jul-2024, Trade Debtors: £27k, Debts: £73k, Net Assets: £692k, Staff: 1, Est PBT: £111k |
| 25/09/2025 | HARMER LONDON ESTATES | 7.6 yrs | London | Real estate | Feb-2025, Debts: £994k, Net Assets: £557k, Staff: 2, Est PBT: £26k |
| 11/09/2025 | OSPREY ACCOMMODATION | 8.7 yrs | London | Real estate | Jan-2025, Net Assets: £-111k, Staff: 1, Est PBT: £53k |
| 30/09/2025 | LOCO MANAGEMENT SERVICES | 11.7 yrs | South East | Real estate | Jan-2024, Net Assets: £210k, Est PBT: £-29k |