Property Specialist
October 2025
1st in cohort
The Mortgage Works
October 2025 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 1017 | 545 | 969 | 1252 | +23% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 2.9 | £36k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 1250 |
| Building construction | 1 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 285 |
| London | 185 |
| North West | 161 |
| Midlands | 148 |
| Scotland | 99 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/10/2025 | EASILET INVESTMENTS LIMITED | 25.6 yrs | Scotland | Real estate | Apr-2024, Trade Debtors: £150k, Debts: £4.4m, Net Assets: £7.8m, Est PBT: £134k |
| 23/10/2025 | HARRINGTON (PROPERTIES) | 43.8 yrs | London | Building construction | Mar-2025, Trade Debtors: £28k, Net Assets: £10.3m, Staff: 2, Est PBT: £6k |
| 17/10/2025 | SANSCRIPT CONSULTANCY | 26.1 yrs | South East | Real estate | Mar-2025, Debts: £4.7m, Net Assets: £515k, Est PBT: £-5k |
| 02/10/2025 | MINARET (UK) LIMITED | 27.2 yrs | South East | Real estate | Mar-2025, Debts: £3.7m, Net Assets: £1.5m, Staff: 1, Est PBT: £-9k |
| 31/10/2025 | MILU INVESTMENTS LIMITED | 8.4 yrs | London | Real estate | Mar-2025, Net Assets: £255k, Est PBT: £204k |
| 17/10/2025 | MOHAN SINGH PROPERTIES | 22.1 yrs | London | - | Sep-2024, Trade Debtors: £1k, Debts: £44k, Other debts: £1.4m, Net Assets: £2.0m |
| 03/10/2025 | B & F PROPERTY LTD | 8.8 yrs | London | Real estate | Nov-2024, Net Assets: £-36k, Staff: 1, Est PBT: £-19k |
| 24/10/2025 | DELMOND PROPERTIES | 17.7 yrs | London | Real estate | Dec-2024, Net Assets: £2.1m, Staff: 2, Est PBT: £250k |
| 09/10/2025 | MAIDI LTD | 6.5 yrs | London | Real estate | Apr-2025, Debts: £2.9m, Net Assets: £99k, Est PBT: £5k |
| 30/10/2025 | DRSV INVESTMENTS LIMITED | 10.4 yrs | Midlands | Real estate | Aug-2025, Trade Debtors: £7k, Net Assets: £228k, Staff: 2, Est PBT: £229k |