Property Specialist
November 2025
1st in cohort
The Mortgage Works
November 2025 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 1109 | 444 | 894 | 1167 | +23% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 2.9 | £36k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 1165 |
| IT programming / consulting | 1 |
| Building construction | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 263 |
| London | 168 |
| Midlands | 143 |
| North West | 139 |
| Scotland | 114 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 12/11/2025 | DEVI PROPERTIES LIMITED | 6.9 yrs | London | Real estate | Mar-2025, Debts: £10.4m, Net Assets: £21.3m, Staff: 4, Est PBT: £-88k |
| 18/11/2025 | PURPLE PROPERTIES | 8.5 yrs | South East | Real estate | May-2025, Trade Debtors: £42k, Debts: £3.4m, Net Assets: £7.7m, Staff: 2 |
| 20/11/2025 | KSAS PROPERTY LTD | 7 yrs | South West | Real estate | Nov-2024, Trade Debtors: £0k, Other debts: £4.3m, Net Assets: £908k, Staff: 2 |
| 19/11/2025 | IJS PROPERTIES LIMITED | 3 yrs | North West | Real estate | Mar-2024, Debts: £2.7m, Net Assets: £2.7m, Staff: 2, Est PBT: £-87k |
| 19/11/2025 | GATEWAY | 11 yrs | LIMITED 10.2 London | Real estate | Sep-2024, Net Assets: £112k, Staff: 1, Est PBT: £17k |
| 12/11/2025 | MAIDI LTD | 6.6 yrs | London | Real estate | Apr-2025, Debts: £2.9m, Net Assets: £99k, Est PBT: £5k |
| 03/11/2025 | JZC PROPERTY HOLDINGS | 8.1 yrs | North West | Real estate | Mar-2025, Net Assets: £1.5m, Staff: 2, Est PBT: £84k |
| 07/11/2025 | AMB PROPERTY SERVICES LTD | 8 yrs | South East | Real estate | Mar-2025, Net Assets: £-184k, Staff: 2, Est PBT: £-12k |
| 11/11/2025 | A2S BROTHERS LTD | 7.7 yrs | London | Real estate | Feb-2025, Debts: £2.5m, Net Assets: £-82k, Staff: 2, Est PBT: £-30k |
| 18/11/2025 | ROCKY PROPERTIES LIMITED | 5.2 yrs | East of England | Real estate | Aug-2025, Net Assets: £8k, Est PBT: £18k |