Property Specialist
May 2025
1st in cohort
The Mortgage Works
May 2025 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 871 | 552 | 860 | 804 | -7% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 2.9 | £36k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 803 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 181 |
| London | 130 |
| Midlands | 84 |
| North West | 80 |
| Scotland | 73 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 16/05/2025 | ESWW PROPERTY | 8.1 yrs | London | Real estate | Mar-2025, Debts: £1.8m, Net Assets: £510k, Staff: 1, Est PBT: £207k |
| 19/05/2025 | TWENTY THIRTY INVESTMENTS | 7.2 yrs | North West | Real estate | Dec-2024, Trade Debtors: £12k, Debts: £5.5m, Net Assets: £1.7m, Staff: 1 |
| 08/05/2025 | CRAMCREST LIMITED | 35.1 yrs | South East | Real estate | Apr-2025, Trade Debtors: £0k, Net Assets: £4.9m, Est PBT: £-40k |
| 01/05/2025 | B & F PROPERTY LTD | 8.4 yrs | London | Real estate | Nov-2024, Net Assets: £-36k, Staff: 1, Est PBT: £-19k |
| 01/05/2025 | J & CO PARTNERS LIMITED | 2.2 yrs | South East | Real estate | Feb-2025, Net Assets: £4.0m, Staff: 2, Est PBT: £20k |
| 23/05/2025 | AR & AN LTD. | 11 yrs | East Midlands | Real estate | May-2025, Trade Debtors: £14k, Debts: £1.6m, Net Assets: £478k, Est PBT: £50k |
| 23/05/2025 | RICHARD AND LISA BRETT | 9.8 yrs | South East | Real estate | Aug-2024, Debts: £4k, Net Assets: £1.1m, Staff: 1, Est PBT: £34k |
| 27/05/2025 | RHANNAHS LIMITED | 9 yrs | Scotland | Real estate | Mar-2025, Trade Debtors: £5k, Debts: £2.0m, Net Assets: £1.2m, Staff: 1, Est PBT: £-20k |
| 13/05/2025 | MOUNT FARM PROPERTY LTD | 3.2 yrs | South East | Real estate | Mar-2025, Debts: £2.3m, Net Assets: £-60k, Est PBT: £-24k |
| 02/05/2025 | DOCHAS PROPERTIES LIMITED | 7.8 yrs | South East | Real estate | Mar-2025, Net Assets: £8k, Est PBT: £34k |