Property Specialist
July 2025
1st in cohort
The Mortgage Works
July 2025 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 931 | 765 | 874 | 1094 | +20% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 2.9 | £36k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 1092 |
| Financial services | 1 |
| Wood products | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 248 |
| London | 160 |
| Midlands | 129 |
| North West | 121 |
| Scotland | 101 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/07/2025 | PURPLE PROPERTIES | 8.2 yrs | South East | Real estate | May-2025, Trade Debtors: £42k, Debts: £3.4m, Net Assets: £7.7m, Staff: 2 |
| 30/07/2025 | BEARMANTIS CO LTD | 5.9 yrs | London | Real estate | Aug-2024, Debts: £2.7m, Net Assets: £959k, Staff: 1, Est PBT: £9k |
| 10/07/2025 | XIAOPANG LIMITED | 7.1 yrs | Scotland | Real estate | May-2025, Net Assets: £154k, Est PBT: £121k |
| 28/07/2025 | NJ PROPERTY GROUP LIMITED | 8.4 yrs | South East | Real estate | Mar-2025, Debts: £3.0m, Net Assets: £450k, Staff: 5, Est PBT: £78k |
| 23/07/2025 | ANOOP SOOD LIMITED | 4.4 yrs | London | Real estate | Feb-2025, Net Assets: £93k, Est PBT: £10k |
| 11/07/2025 | LION PROPERTY GROUP UK | 9.3 yrs | South East | Real estate | Mar-2025, Trade Debtors: £0k, Debts: £1.6m, Net Assets: £624k, Staff: 2, Est PBT: £-97k |
| 31/07/2025 | S&C PROPERTY LTD | 8.3 yrs | London | Real estate | Mar-2025, Debts: £2.2m, Net Assets: £76k, Staff: 2, Est PBT: £23k |
| 16/07/2025 | OSPREY ACCOMMODATION | 8.5 yrs | London | Real estate | Jan-2025, Net Assets: £-111k, Staff: 1, Est PBT: £53k |
| 02/07/2025 | CHABEAR DEVELOPMENTS LTD | 7.4 yrs | South East | Real estate | Feb-2025, Debts: £1.6m, Net Assets: £192k, Staff: 1, Est PBT: £48k |
| 04/07/2025 | TEMPLETONS ASSET | 8.8 yrs | South East | Real estate | Sep-2024, Debts: £1.6m, Net Assets: £93k, Est PBT: £0k |