Property Specialist
January 2026
1st in cohort
The Mortgage Works
January 2026 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 608 | 432 | 749 | 917 | +168 | +22% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 3.4 | £42k |
| Cohort average | 4.5 | £378k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 916 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 192 |
| London | 125 |
| North West | 116 |
| Midlands | 107 |
| Scotland | 88 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/01/2026 | GNC INVESTMENT PROPERTIES | 10.3 yrs | London | Real estate | Oct-2024, Net Assets: £549k, Est PBT: £102k |
| 28/01/2026 | TEATHER PROPERTY | 10.1 yrs | South East | Real estate | Dec-2024, Trade Debtors: £11k, Debts: £3.3m, Net Assets: £491k, Staff: 2 |
| 07/01/2026 | BEARMANTIS CO LTD | 6.4 yrs | London | Real estate | Aug-2024, Debts: £2.7m, Net Assets: £959k, Staff: 1, Est PBT: £9k |
| 06/01/2026 | THE BLACK PROPERTY | 4.5 yrs | Scotland | Real estate | Mar-2025, Net Assets: £11k, Staff: 1 |
| 16/01/2026 | DELMOND PROPERTIES | 17.9 yrs | London | Real estate | Dec-2024, Net Assets: £2.1m, Staff: 2, Est PBT: £250k |
| 26/01/2026 | KKS CAPITAL DEVELOPMENTS | 8.8 yrs | South East | Real estate | Mar-2025, Turnover: £243k, Net Assets: £3.6m, Staff: 2, Est PBT: £73k |
| 21/01/2026 | RHANNAHS LIMITED | 9.6 yrs | Scotland | Real estate | Mar-2025, Trade Debtors: £5k, Debts: £2.0m, Net Assets: £1.2m, Staff: 1, Est PBT: £-20k |
| 20/01/2026 | ROCKY PROPERTIES LIMITED | 5.4 yrs | East of England | Real estate | Aug-2025, Net Assets: £8k, Est PBT: £18k |
| 16/01/2026 | PONDUS PROPERTY LTD | 5.6 yrs | East of England | Real estate | Jun-2025, Net Assets: £-13k, Staff: 2, Est PBT: £48k |
| 21/01/2026 | HANCOTT HOMES LTD | 6.8 yrs | East of England | Real estate | Mar-2025, Trade Debtors: £1k, Net Assets: £484k, Staff: 2, Est PBT: £19k |