Property Specialist
April 2025
1st in cohort
The Mortgage Works
April 2025 debenture analysis for The Mortgage Works. Property Specialist cohort, ranked 1st.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 800 | 557 | 795 | 1071 | +26% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Works | 2.9 | £36k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 1069 |
| Financial services | 1 |
| Unknown | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 238 |
| London | 161 |
| Midlands | 113 |
| North West | 113 |
| Scotland | 91 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/04/2025 | BARNS INVESTMENTS LIMITED | 5.2 yrs | London | Real estate | Feb-2025, Debts: £3.3m, Net Assets: £2.4m, Est PBT: £64k |
| 02/04/2025 | COUNTRY RHYTHM LIMITED | 25.6 yrs | South East | Real estate | Mar-2025, Debts: £1.8m, Net Assets: £2.7m, Staff: 3, Est PBT: £-65k |
| 03/04/2025 | ONESTOP PROPERTIES | 8.2 yrs | East Midlands | Real estate | Jan-2025, Trade Debtors: £2k, Debts: £335k, Net Assets: £1.0m, Staff: 3, Est PBT: £-3k |
| 03/04/2025 | BKR PROPERTIES LTD | 2.9 yrs | London | Real estate | Apr-2025, Debts: £55k, Other debts: £1.7m, Net Assets: £2.2m, Staff: 3, Est PBT: £50k |
| 03/04/2025 | RICHARD AND LISA BRETT | 9.6 yrs | South East | Real estate | Aug-2024, Debts: £4k, Net Assets: £1.1m, Staff: 1, Est PBT: £34k |
| 15/04/2025 | COGNICON LTD | 10.2 yrs | London | Real estate | Feb-2025, Debts: £2.1m, Net Assets: £700k, Staff: 2, Est PBT: £135k |
| 17/04/2025 | MATOD PROPERTIES LTD | 8.5 yrs | East of England | Real estate | Mar-2025, Net Assets: £509k, Est PBT: £240k |
| 14/04/2025 | MCL PROPERTY VENTURES | 0.8 yrs | North West | Real estate | Jul-2025, Trade Debtors: £0k, Net Assets: £151k, Staff: 2, Est PBT: £32k |
| 16/04/2025 | AZT DEVELOPMENTS LTD | 5.9 yrs | Midlands | Real estate | May-2025, Net Assets: £14k, Staff: 2, Est PBT: £19k |
| 03/04/2025 | REAL PROPERTY FUTURES | 5.4 yrs | Midlands | Real estate | Nov-2024, Debts: £650k, Net Assets: £439k, Staff: 1, Est PBT: £61k |