Property Specialist
September 2025
9th in cohort
The Mortgage Lender
September 2025 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 9th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 233 | 183 | 152 | 207 | +27% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.3 | £249k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 202 |
| Financial services | 2 |
| Unknown | 1 |
| Accommodation | 1 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 50 |
| South East | 41 |
| North West | 40 |
| Midlands | 20 |
| Scotland | 14 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/09/2025 | GRADE8 LIMITED | 8.3 yrs | London | Real estate | Mar-2025, Trade Debtors: £12k, Debts: £19.1m, Net Assets: £16.9m, Staff: 2 |
| 11/09/2025 | DYZACK ESTATES LIMITED | 23.5 yrs | South East | Real estate | Mar-2024, Trade Debtors: £134k, Debts: £3.4m, Net Assets: £814k, Est PBT: £-330k |
| 04/09/2025 | PIXAR PROPERTY LIMITED | 10.9 yrs | South East | Real estate | Oct-2024, Debts: £7.7m, Net Assets: £2.8m, Staff: 2, Est PBT: £338k |
| 12/09/2025 | ISTHMUS CAPITAL | 6.3 yrs | London | Real estate | May-2024, Net Assets: £1.4m, Staff: 1, Est PBT: £-949k |
| 29/09/2025 | JMAIL ASSETS LIMITED | 18.5 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 19/09/2025 | LAKEHILL ESTATES LIMITED | 22.6 yrs | Yorkshire / | Real estate | Jan-2025, Net Assets: £965k, Staff: 8, Est PBT: £116k |
| 16/09/2025 | NORTHDELL LIMITED | 27.3 yrs | London | Real estate | Mar-2025, Debts: £3.5m, Net Assets: £5.9m, Staff: 1, Est PBT: £57k |
| 09/09/2025 | RESTORATION PROPERTY | 1 yrs | 5.2 South East | - | Mar-2025, Net Assets: £1.6m |
| 09/09/2025 | WARING PROPERTY LTD | 6.8 yrs | Midlands | Real estate | Nov-2024, Net Assets: £3.0m, Staff: 2, Est PBT: £3.7m |
| 02/09/2025 | SARI HOLDINGS LTD | 7 yrs | North West | Real estate | Aug-2024, Other debts: £6.3m, Net Assets: £1.5m, Staff: 5, Est PBT: £-293k |