Property Specialist
November 2025
10th in cohort
The Mortgage Lender
November 2025 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 10th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 166 | 190 | 124 | 224 | +45% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.3 | £249k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 215 |
| Building construction | 4 |
| Specialist construction | 2 |
| Mining support services | 1 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 57 |
| South East | 56 |
| Midlands | 24 |
| North West | 22 |
| Yorkshire / Humber | 19 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 03/11/2025 | PROFIL-PROPERTY LIMITED | 13 yrs | North West | Real estate | Mar-2025, Trade Debtors: £57k, Other debts: £15.0m, Net Assets: £-37k, Staff: 7 |
| 25/11/2025 | BROADWAY89 LIMITED | 5.3 yrs | South East | Real estate | Dec-2024, Trade Debtors: £4k, Debts: £6.8m, Net Assets: £6.2m, Staff: 3 |
| 06/11/2025 | PIXAR PROPERTY LIMITED | 11 yrs | South East | Real estate | Oct-2024, Debts: £7.7m, Net Assets: £2.8m, Staff: 2, Est PBT: £338k |
| 21/11/2025 | EARO ESTATES LTD | 10.7 yrs | North West | Real estate | Mar-2025, Trade Debtors: £5k, Other debts: £8.4m, Net Assets: £2.0m, Staff: 3 |
| 28/11/2025 | LAKEHILL ESTATES LIMITED | 22.8 yrs | Yorkshire / | Real estate | Jan-2025, Net Assets: £965k, Staff: 8, Est PBT: £116k |
| 25/11/2025 | CITY TO CITY ESTATES LIMITED | 6.8 yrs | South East | Real estate | Jan-2025, Turnover: £539k, Debts: £7.4m, Net Assets: £2.5m, Staff: 1, Est PBT: £45k |
| 05/11/2025 | HIGHER UP INVESTMENTS LTD | 9.4 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |
| 19/11/2025 | WARING PROPERTY LTD | 7 yrs | Midlands | Real estate | Nov-2024, Net Assets: £3.0m, Staff: 2, Est PBT: £3.7m |
| 07/11/2025 | BRIGHT FUTURE DESIGN & | 16 yrs | South East | Real estate | Mar-2025, Turnover: £394k, Trade Debtors: £161k, Debts: £5.5m, Net Assets: £263k |
| 25/11/2025 | HERBAJAN AND SYNDRO | 9 yrs | East Midlands | Real estate | Dec-2024, Net Assets: £206k, Staff: 8, Est PBT: £49k |