Property Specialist
March 2025
9th in cohort
The Mortgage Lender
March 2025 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 9th.
March 2025 Debenture Activity
Year-over-year comparison of debenture registrations for March 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 207 | 128 | 90 | 197 | +54% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.3 | £249k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 190 |
| Building construction | 5 |
| Specialist construction | 1 |
| Retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 47 |
| London | 38 |
| Midlands | 26 |
| North West | 20 |
| South West | 15 |
Notable New Debentures
Significant new debenture registrations in March 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 05/03/2025 | PELHAM PROPERTY LIMITED | 17.4 yrs | South East | Real estate | Mar-2025, Debts: £11.2m, Net Assets: £4.2m, Staff: 4, Est PBT: £159k |
| 14/03/2025 | JMAIL ASSETS LIMITED | 18 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 03/03/2025 | WARING PROPERTY LTD | 6.3 yrs | Midlands | Real estate | Nov-2024, Net Assets: £3.0m, Staff: 2, Est PBT: £3.7m |
| 04/03/2025 | HERBAJAN AND SYNDRO | 8.2 yrs | East Midlands | Real estate | Dec-2024, Net Assets: £206k, Staff: 8, Est PBT: £49k |
| 27/03/2025 | MELIOR LAND LIMITED | 16 yrs | East Midlands | Building construction | Apr-2025, Debts: £689k, Other debts: £480k, Net Assets: £5.7m, Staff: 1, Est PBT: £0k |
| 31/03/2025 | ST GEORGE LAND LIMITED | 11.7 yrs | South East | Real estate | Jul-2025, Debts: £6.2m, Net Assets: £367k, Est PBT: £126k |
| 25/03/2025 | GEESIX PROPERTY | 13.3 yrs | London | Real estate | Dec-2024, Net Assets: £2.4m, Staff: 1, Est PBT: £179k |
| 25/03/2025 | POORMAN ESTATES LTD | 6.7 yrs | South East | Real estate | Jul-2024, Net Assets: £2.9m, Staff: 2, Est PBT: £-75k |
| 13/03/2025 | HGF INVESTMENTS LIMITED | 9.9 yrs | Yorkshire / | Real estate | Apr-2025, Debts: £3.6m, Net Assets: £1.8m, Staff: 1, Est PBT: £-10k |
| 31/03/2025 | JAQ INVESTMENTS LIMITED | 13.7 yrs | Yorkshire / | Real estate | Mar-2025, Trade Debtors: £5k, Debts: £3.7m, Net Assets: £171k, Staff: 2, Est PBT: £-12k |