Property Specialist
July 2025
10th in cohort
The Mortgage Lender
July 2025 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 10th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 179 | 228 | 221 | 183 | -21% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.3 | £249k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 176 |
| Accommodation | 2 |
| Financial services | 2 |
| Building construction | 2 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 43 |
| South East | 39 |
| North West | 24 |
| Midlands | 18 |
| Yorkshire / Humber | 12 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 18/07/2025 | PROFIL-PROPERTY LIMITED | 12.7 yrs | North West | Real estate | Mar-2025, Trade Debtors: £57k, Other debts: £15.0m, Net Assets: £-37k, Staff: 7 |
| 03/07/2025 | PIXAR PROPERTY LIMITED | 10.7 yrs | South East | Real estate | Oct-2024, Debts: £7.7m, Net Assets: £2.8m, Staff: 2, Est PBT: £338k |
| 08/07/2025 | QUIDDITY GROUP LTD | 8.4 yrs | London | Real estate | Feb-2025, Debts: £8.6m, Other debts: £908k, Net Assets: £158k, Staff: 1 |
| 23/07/2025 | JMAIL ASSETS LIMITED | 18.3 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 18/07/2025 | LAKEHILL ESTATES LIMITED | 22.5 yrs | Yorkshire / | Real estate | Jan-2025, Net Assets: £965k, Staff: 8, Est PBT: £116k |
| 18/07/2025 | HIGHER UP INVESTMENTS LTD | 9.1 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |
| 31/07/2025 | AMBO ESTATES LIMITED | 31.6 yrs | South East | Real estate | Dec-2024, Net Assets: £4.3m, Staff: 1, Est PBT: £-12k |
| 31/07/2025 | PROPERTY ASSETS THREE | 7.2 yrs | London | - | Apr-2025, Trade Debtors: £483k, Debts: £5.3m, Net Assets: £85k, Staff: 1 |
| 30/07/2025 | RRAK PROPERTIES LIMITED | 6.2 yrs | London | Real estate | May-2025, Net Assets: £59k, Staff: 1, Est PBT: £18k |
| 30/07/2025 | ARC OF LIFE LIMITED | 7.2 yrs | South East | Real estate | May-2025, Net Assets: £62k, Est PBT: £-58k |