Property Specialist
January 2026
9th in cohort
The Mortgage Lender
January 2026 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 9th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 120 | 107 | 110 | 178 | +68 | +62% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.8 | £430k |
| Cohort average | 4.5 | £378k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 177 |
| Accommodation | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 47 |
| London | 37 |
| Midlands | 23 |
| Yorkshire / Humber | 15 |
| North West | 15 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/01/2026 | DYZACK ESTATES LIMITED | 23.9 yrs | South East | Real estate | Mar-2025, Net Assets: £57k, Staff: 2, Est PBT: £-947k |
| 07/01/2026 | PIXAR PROPERTY LIMITED | 11.2 yrs | South East | Real estate | Oct-2024, Debts: £7.7m, Net Assets: £2.8m, Staff: 2, Est PBT: £338k |
| 07/01/2026 | JMAIL ASSETS LIMITED | 18.8 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 09/01/2026 | KENSINGTON (MIDLANDS) LTD | 7.2 yrs | Midlands | Real estate | Nov-2024, Net Assets: £8.6m, Est PBT: £52k |
| 12/01/2026 | BATHURST ENTERPRISE LTD | 12.7 yrs | London | Real estate | Jun-2024, Debts: £5.9m, Net Assets: £5.2m, Est PBT: £102k |
| 28/01/2026 | HIGHER UP INVESTMENTS LTD | 9.6 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |
| 28/01/2026 | HERBAJAN AND SYNDRO | 9.1 yrs | East Midlands | Real estate | Dec-2024, Net Assets: £206k, Staff: 8, Est PBT: £49k |
| 13/01/2026 | DALEEP LIMITED | 8.2 yrs | South East | Real estate | Nov-2025, Debts: £3.2m, Net Assets: £2.8m, Staff: 2, Est PBT: £47k |
| 26/01/2026 | BLUEHILL PROPERTIES | 10.1 yrs | London | Real estate | Jan-2025, Net Assets: £2.6m, Staff: 2, Est PBT: £115k |
| 13/01/2026 | JPL PROPERTY & LETTINGS LTD | 8.9 yrs | North East | Real estate | Mar-2025, Debts: £3.3m, Net Assets: £2.0m, Est PBT: £872k |