Property Specialist
December 2025
10th in cohort
The Mortgage Lender
December 2025 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 10th.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 153 | 155 | 115 | 236 | +51% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.3 | £249k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 234 |
| Building construction | 1 |
| Retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 62 |
| London | 50 |
| North West | 24 |
| Midlands | 21 |
| Yorkshire / Humber | 18 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/12/2025 | GRADE8 LIMITED | 8.5 yrs | London | Real estate | Mar-2025, Trade Debtors: £12k, Debts: £19.1m, Net Assets: £16.9m, Staff: 2 |
| 23/12/2025 | ROCK HARD PROPERTIES LTD. | 9.2 yrs | South East | Real estate | Sep-2024, Net Assets: £4.1m, Staff: 2, Est PBT: £3k |
| 17/12/2025 | PIXAR PROPERTY LIMITED | 11.1 yrs | South East | Real estate | Oct-2024, Debts: £7.7m, Net Assets: £2.8m, Staff: 2, Est PBT: £338k |
| 18/12/2025 | D A B ASSOCIATES LIMITED | 23.7 yrs | East of England | - | Dec-2024, Trade Debtors: £146k, Debts: £470k, Net Assets: £6.1m, Staff: 1 |
| 04/12/2025 | QUIDDITY GROUP LTD | 8.8 yrs | London | Real estate | Feb-2025, Debts: £8.6m, Other debts: £908k, Net Assets: £158k, Staff: 1 |
| 15/12/2025 | JMAIL ASSETS LIMITED | 18.7 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 19/12/2025 | RESTORATION PROPERTY | 1 yrs | 5.5 South East | - | Mar-2025, Net Assets: £1.6m |
| 15/12/2025 | BRIGHT FUTURE DESIGN & | 16.1 yrs | South East | Real estate | Mar-2025, Turnover: £394k, Trade Debtors: £161k, Debts: £5.5m, Net Assets: £263k |
| 19/12/2025 | JPL PROPERTY & LETTINGS LTD | 8.8 yrs | North East | Real estate | Mar-2025, Debts: £3.3m, Net Assets: £2.0m, Est PBT: £872k |
| 01/12/2025 | GREEN HOMES INVESTMENT | 18.7 yrs | London | Real estate | Mar-2025, Net Assets: £307k, Staff: 3, Est PBT: £37k |