Property Specialist
April 2025
9th in cohort
The Mortgage Lender
April 2025 debenture analysis for The Mortgage Lender. Property Specialist cohort, ranked 9th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 157 | 107 | 108 | 182 | +41% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| The Mortgage Lender | 5.3 | £249k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 177 |
| Building construction | 3 |
| Unknown | 1 |
| IT programming / consulting | 1 |
Top Regions
| Region | Count |
|---|---|
| London | 46 |
| South East | 37 |
| North West | 24 |
| Midlands | 19 |
| Yorkshire / Humber | 12 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/04/2025 | AZTEC NORTH LIMITED | 9.8 yrs | North East | Real estate | Mar-2025, Trade Debtors: £47k, Debts: £16.8m, Net Assets: £460k, Staff: 1 |
| 14/04/2025 | KHANDY RESIDENTIAL LTD | 8.3 yrs | London | Real estate | Mar-2025, Net Assets: £6.9m, Est PBT: £51k |
| 04/04/2025 | ISTHMUS CAPITAL | 5.9 yrs | London | Real estate | May-2024, Net Assets: £1.4m, Staff: 1, Est PBT: £-949k |
| 04/04/2025 | JMAIL ASSETS LIMITED | 18 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £5.0m, Net Assets: £167k, Staff: 6, Est PBT: £-244k |
| 17/04/2025 | CDLS PROPERTY | 2 yrs | LIMITED 4.1 South East | Real estate | Mar-2025, Debts: £7.6m, Net Assets: £1.3m, Est PBT: £-308k |
| 30/04/2025 | HIGHER UP INVESTMENTS LTD | 8.8 yrs | Yorkshire / | Real estate | Mar-2025, Debts: £6.7m, Net Assets: £931k, Staff: 8, Est PBT: £-665k |
| 01/04/2025 | PORTFOLIO PROPERTY LTD | 6.6 yrs | South West | Real estate | Sep-2024, Debts: £4.8m, Net Assets: £749k, Staff: 2, Est PBT: £-399k |
| 16/04/2025 | HERBAJAN AND SYNDRO | 8.3 yrs | East Midlands | Real estate | Dec-2024, Net Assets: £206k, Staff: 8, Est PBT: £49k |
| 25/04/2025 | DARO PROPERTIES LIMITED | 24.1 yrs | London | Building construction | Mar-2024, Trade Debtors: £1k, Debts: £4.0m, Net Assets: £4.3m, Staff: 2 |
| 29/04/2025 | ARC OF LIFE LIMITED | 7 yrs | South East | Real estate | May-2025, Net Assets: £62k, Est PBT: £-58k |