ABL + Invoice Finance
September 2025
13th in cohort
Team Factors
September 2025 debenture analysis for Team Factors. ABL + Invoice Finance cohort, ranked 13th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 12 | 9 | 17 | 13 | -31% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Team Factors | 4.9 | £9k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 3 |
| Residential care | 3 |
| Land transport & logistics | 1 |
| Specialist construction | 1 |
| Forestry & logging | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 4 |
| South East | 3 |
| London | 2 |
| South West | 1 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 23/09/2025 | STORYY EDUCATION LTD | 5.9 yrs | South East | Personal services | Aug-2024, Trade Debtors: £60k, Debts: £42k, Net Assets: £116k, Staff: 35, Est PBT: £37k |
| 16/09/2025 | LSR CARE LIMITED | 4.4 yrs | South East | Employment services | Apr-2025, Trade Debtors: £37k, Debts: £21k, Net Assets: £10k, Staff: 33, Est PBT: £10k |
| 22/09/2025 | VIKING CARE LIMITED | 9.5 yrs | South East | - | Mar-2024, Trade Debtors: £2k, Debts: £42k, Other debts: £14k, Net Assets: £-11k |
| 10/09/2025 | HANOLEX LIMITED | 29.5 yrs | North West | Fabricated metal products | Apr-2025, Trade Debtors: £30k, Debts: £88k, Net Assets: £25k, Staff: 8, Est PBT: £0k |
| 01/09/2025 | PRIMO MAINTENANCE | 7.8 yrs | Midlands | Specialist construction | Oct-2024, Net Assets: £3k, Staff: 4, Est PBT: £-6k |
| 22/09/2025 | T&G CARE LIMITED | 7 yrs | South West | Security services | Sep-2024, Trade Debtors: £8k, Net Assets: £3k, Staff: 3, Est PBT: £14k |
| 22/09/2025 | ASSOCIATED CARE SERVICES | 15.8 yrs | London | Residential care | Dec-2024, Net Assets: £66k, Staff: 3, Est PBT: £31k |
| 12/09/2025 | LEOCRYS CARE LIMITED | 6.2 yrs | London | Residential care | Jul-2025, Net Assets: £3k, Staff: 1, Est PBT: £1k |
| 16/09/2025 | L J H FORESTRY LTD | 1.7 yrs | North East | Forestry & logging | Jan-2025, Net Assets: £6k, Est PBT: £0k |
| 10/09/2025 | TTS TRANSPORT LTD | 2.3 yrs | Midlands | Land transport & logistics | Jun-2024, Net Assets: £-7k, Est PBT: £0k |