ABL + Invoice Finance
October 2025
12th in cohort
Team Factors
October 2025 debenture analysis for Team Factors. ABL + Invoice Finance cohort, ranked 12th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 10 | 14 | 16 | +13% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Team Factors | 4.9 | £9k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 7 |
| Residential care | 2 |
| Human health | 1 |
| Office & business support | 1 |
| IT programming / consulting | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 7 |
| London | 3 |
| North West | 3 |
| South West | 2 |
| Yorkshire / Humber | 1 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 14/10/2025 | STORYY HOMES LIMITED | 3.7 yrs | South East | Residential care | Aug-2024, Trade Debtors: £229k, Net Assets: £-50k, Staff: 28, Est PBT: £-6k |
| 15/10/2025 | DMK CARE AND SUPPORT LTD | 2.9 yrs | South East | Employment services | Nov-2024, Trade Debtors: £8k, Debts: £16k, Net Assets: £-12k, Staff: 13, Est PBT: £4k |
| 03/10/2025 | GIFTED WORKFORCE | 5.3 yrs | South East | Employment services | Jun-2024, Net Assets: £0k, Staff: 3, Est PBT: £0k |
| 02/10/2025 | SWIFT CARE SERVICES LTD | 2.9 yrs | South West | Residential care | Oct-2025, Net Assets: £12k, Staff: 2, Est PBT: £56k |
| 30/10/2025 | K. B. C. ASSOCIATES LIMITED | 20.3 yrs | London | Employment services | Jul-2024, Trade Debtors: £8k, Debts: £46k, Net Assets: £-43k, Staff: 2, Est PBT: £-52k |
| 27/10/2025 | EVESMORE HAULAGE LTD | 2.3 yrs | North West | Land transport & logistics | Jun-2025, Net Assets: £-13k, Staff: 1, Est PBT: £-4k |
| 09/10/2025 | PLAY WELL EDUCATION LTD | 1.9 yrs | South East | Education | Nov-2024, Net Assets: £0k |
| 23/10/2025 | THE HGV CROWD LIMITED | 0.1 yrs | South East 0 Employment services | - | - |
| 14/10/2025 | UNITED HEALTHCARE | 0.2 yrs | Yorkshire / 0 Human health (MANCHESTER) STAFFING .. Humber | - | - |
| 14/10/2025 | STANDARD | 8 yrs | RECRUITMENT 0.7 South East 0 Employment services LTD | - | - |