ABL + Invoice Finance
November 2025
16th in cohort
Team Factors
November 2025 debenture analysis for Team Factors. ABL + Invoice Finance cohort, ranked 16th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 14 | 11 | 10 | 12 | +17% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Team Factors | 4.9 | £9k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 5 |
| Residential care | 2 |
| Social work | 1 |
| Food & beverage services | 1 |
| Head offices & consultancy | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 6 |
| London | 2 |
| South West | 1 |
| Midlands | 1 |
| North West | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/11/2025 | ERIAN LIMITED | 17.7 yrs | South West | Social work | Mar-2025, Trade Debtors: £74k, Debts: £15k, Net Assets: £1k, Staff: 79, Est PBT: £-1k |
| 05/11/2025 | SORG LIMITED | 9.6 yrs | South East | Human health | Mar-2025, Trade Debtors: £32k, Net Assets: £28k, Staff: 37, Est PBT: £-54k |
| 18/11/2025 | BLUEZONE CARE LTD | 5.4 yrs | South East | Residential care | Jul-2024, Net Assets: £15k, Staff: 27, Est PBT: £43k |
| 17/11/2025 | SUPPORT | 7 yrs | CARE LIMITED 7.5 Midlands | Employment services | Jun-2025, Net Assets: £77k, Staff: 25, Est PBT: £15k |
| 24/11/2025 | THE TWILIGHT CARE GROUP | 4.9 yrs | East Midlands | Residential care | Dec-2024, Net Assets: £33k, Staff: 24, Est PBT: £20k |
| 21/11/2025 | CARE SOLUTIONS DIRECT | 9.7 yrs | South East | Employment services | Mar-2025, Net Assets: £99k, Staff: 8, Est PBT: £0k |
| 06/11/2025 | BLOOMIN FOODS LTD | 3.8 yrs | London | Food & beverage services | Jan-2025, Net Assets: £303k |
| 05/11/2025 | TRIPLE R LOGISTICS LIMITED | 4.4 yrs | North West | Land transport & logistics | Jun-2025, Net Assets: £8k, Staff: 2, Est PBT: £-15k |
| 21/11/2025 | WILLING & ABLE CONSULTING | 3.4 yrs | London | Head offices & consultancy | Oct-2024, Net Assets: £3k, Staff: 1, Est PBT: £3k |
| 21/11/2025 | THE WHISPERER PARTNERSHIP | 1.9 yrs | South East | Employment services | Jan-2025, Net Assets: £2k, Est PBT: £0k |