ABL + Invoice Finance
May 2025
7th in cohort
Team Factors
May 2025 debenture analysis for Team Factors. ABL + Invoice Finance cohort, ranked 7th.
May 2025 Debenture Activity
Year-over-year comparison of debenture registrations for May 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 34 | 62 | 81 | 69 | -17% |
Borrower Profile
Average borrower characteristics compared to cohort for May 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Team Factors | 4.9 | £9k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 7 |
| Residential care | 3 |
| Office & business support | 2 |
| Property & facilities services | 1 |
| Land transport & logistics | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 5 |
| London | 3 |
| Yorkshire / Humber | 3 |
| East of England | 3 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in May 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/05/2025 | HORIZON CARE (SOUTH WEST) | 18.7 yrs | South West | Social work | Feb-2025, Net Assets: £-209k, Staff: 133, Est PBT: £1k |
| 01/05/2025 | GREENSHOOT CLEANING & | 1.6 yrs | East of England | Property & facilities services | Sep-2025, Net Assets: £139k, Staff: 55, Est PBT: £174k |
| 28/05/2025 | HOPE AT HAND LIMITED | 4.6 yrs | Midlands | Residential care | Oct-2024, Net Assets: £35k, Staff: 55, Est PBT: £6k |
| 22/05/2025 | ONE SC MEDIA LTD | 4.4 yrs | North West | Information services | Dec-2024, Net Assets: £21k, Staff: 10, Est PBT: £37k |
| 08/05/2025 | YASCO COURIERS LTD | 6.6 yrs | Yorkshire / | Land transport & logistics | Sep-2024, Net Assets: £764k, Staff: 9, Est PBT: £257k |
| 06/05/2025 | CLARITY RECRUITING LTD | 4.2 yrs | South East | Office & business support | Feb-2024, Net Assets: £2k, Staff: 7, Est PBT: £-8k |
| 14/05/2025 | JOB N JOB (UK) LTD | 16.5 yrs | London | Employment services | Nov-2024, Net Assets: £39k, Staff: 7, Est PBT: £12k |
| 15/05/2025 | BRS JOBS LTD | 11.5 yrs | London | Employment services | Nov-2024, Net Assets: £-105k, Staff: 4, Est PBT: £66k |
| 28/05/2025 | G&S PATH TO PROGRESSION | 2.1 yrs | South East | Residential care | May-2025, Net Assets: £-44k, Staff: 1, Est PBT: £-7k |
| 28/05/2025 | PHILLIPS & BOW LTD | 0.8 yrs | Yorkshire / | Specialist construction | Aug-2025, Trade Debtors: £11k, Net Assets: £0k, Est PBT: £35k |