ABL + Invoice Finance
July 2025
14th in cohort
Team Factors
July 2025 debenture analysis for Team Factors. ABL + Invoice Finance cohort, ranked 14th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 13 | 12 | 16 | 14 | -14% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Team Factors | 4.9 | £9k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 4 |
| Residential care | 2 |
| Building construction | 1 |
| Sports & recreation | 1 |
| Specialist construction | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 6 |
| South East | 4 |
| London | 1 |
| South West | 1 |
| North East | 1 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 28/07/2025 | ANGEL AND STAR CARE | 6.8 yrs | Midlands | Office & business support | Oct-2024, Net Assets: £-34k, Staff: 30, Est PBT: £-56k |
| 24/07/2025 | INTEGRATED HEALTHCARE | 3 yrs | London | Employment services | Aug-2024, Net Assets: £12k, Staff: 11, Est PBT: £9k |
| 04/07/2025 | VOW SPORTS LIMITED | 6.2 yrs | South East | - | Apr-2025, Trade Debtors: £250k, Debts: £10k, Net Assets: £-1.4m, Staff: 2 |
| 15/07/2025 | THE NURSE INTERNATIONAL | 13 yrs | Midlands | Employment services | Jul-2025, Net Assets: £517k, Staff: 5, Est PBT: £-33k |
| 30/07/2025 | VIVACITY HEALTHCARE | 1.6 yrs | South West | Public sector & defence | Jan-2026, Net Assets: £2k, Staff: 3, Est PBT: £2k |
| 22/07/2025 | YOUR STYLE WINDOWS | 1.8 yrs | Midlands | Specialist construction | Sep-2025, Net Assets: £-9k, Staff: 3, Est PBT: £28k |
| 16/07/2025 | M J B PLANT & MARINE | 6.8 yrs | North East | Wholesale & retail trade | Oct-2024, Net Assets: £7k, Staff: 3, Est PBT: £2k |
| 03/07/2025 | LA FLOORING (SOUTHPORT) | 11.3 yrs | North West | Building construction | Mar-2025, Net Assets: £2k, Staff: 3, Est PBT: £1k |
| 15/07/2025 | DHS RECRUITMENT LTD | 8.3 yrs | South East | Employment services | Apr-2025, Net Assets: £10k, Est PBT: £-59k |
| 24/07/2025 | THE EXTERNALS GROUP LTD | 1.5 yrs | South East | Employment services | Jan-2025, Net Assets: £5k, Staff: 2 |