ABL + Invoice Finance
January 2026
7th in cohort
Team Factors
January 2026 debenture analysis for Team Factors. ABL + Invoice Finance cohort, ranked 7th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 12 | 16 | 12 | 17 | +5 | +42% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Team Factors | 4 | £29k |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 7 |
| Retail trade | 2 |
| Residential care | 2 |
| Human health | 2 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 5 |
| London | 3 |
| East of England | 3 |
| East Midlands | 2 |
| North West | 2 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/01/2026 | SHALOM DIGITAL LIMITED | 7.1 yrs | South West | Employment services | Nov-2024, Trade Debtors: £57k, Debts: £97k, Other debts: £43k, Net Assets: £54k |
| 27/01/2026 | TRANSITION CARE | 14 yrs | East of England | Personal services | Mar-2025, Net Assets: £4k, Staff: 15, Est PBT: £12k |
| 15/01/2026 | KISUMEN CARE SERVICES LTD | 2.4 yrs | South East | Residential care | Aug-2024, Net Assets: £1k, Staff: 8, Est PBT: £1k |
| 27/01/2026 | BPP CARE LIMITED | 11.2 yrs | North West | Employment services | Dec-2025, Net Assets: £203k, Staff: 8, Est PBT: £15k |
| 12/01/2026 | ANCHITS LTD | 5 yrs | London | Retail trade | Jan-2025, Debts: £1k, Net Assets: £61k, Staff: 5, Est PBT: £69k |
| 23/01/2026 | HAVEN SUPPORT LTD | 3.9 yrs | East Midlands | Human health | Mar-2025, Other debts: £3k, Net Assets: £-29k, Staff: 2, Est PBT: £-31k |
| 16/01/2026 | BURTON UK COMMERCIALS | 6.4 yrs | East Midlands | Wholesale & retail trade | Sep-2025, Net Assets: £0k, Staff: 2, Est PBT: £-25k |
| 05/01/2026 | GABBY SPENCER HEALTHCARE | 5.6 yrs | East of England | Residential care | Jun-2025, Net Assets: £-1k, Staff: 1, Est PBT: £-1k |
| 26/01/2026 | ARKADIA CLINICAL SOLUTIONS | 0.5 yrs | South East | Human health | Mar-2026, Net Assets: £61k, Est PBT: £0k |
| 28/01/2026 | LUPA COLLECTIVE LTD | 0.2 yrs | South East 0 Employment services | - | - |