ABL + Invoice Finance
October 2025
6th in cohort
Sonovate
October 2025 debenture analysis for Sonovate. ABL + Invoice Finance cohort, ranked 6th.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 0 | 32 | 24 | -33% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Sonovate | 6 | £394k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 13 |
| IT programming / consulting | 5 |
| Head offices & consultancy | 4 |
| Office & business support | 1 |
| Other professional services | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 10 |
| London | 6 |
| North West | 3 |
| Yorkshire / Humber | 2 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/10/2025 | ELEVATE STAFFING LIMITED | 20.4 yrs | London | - | Mar-2023, Trade Debtors: £285k, Debts: £33k, Other debts: £409k, Net Assets: £-2.4m |
| 24/10/2025 | NEXTWAVE CONSULTING LTD | 6.2 yrs | London | Head offices & consultancy | Mar-2025, Trade Debtors: £898k, Debts: £12k, Net Assets: £1.1m, Staff: 48 |
| 17/10/2025 | JSL DRIVE LIMITED | 8.3 yrs | North West | Employment services | Jul-2025, Net Assets: £-20k, Staff: 33, Est PBT: £-3k |
| 20/10/2025 | JAMES AND PARTNERS | 12.1 yrs | London | - | Dec-2024, Trade Debtors: £61k, Debts: £337k, Net Assets: £-162k, Staff: 12 |
| 28/10/2025 | EMPRO PROJECTS LIMITED | 2.1 yrs | Midlands | IT programming / consulting | Nov-2024, Trade Debtors: £160k, Net Assets: £18k, Est PBT: £18k |
| 17/10/2025 | PARZIVAL PARTNERS LTD | 5.4 yrs | Yorkshire / | Head offices & consultancy | Mar-2025, Net Assets: £0k, Staff: 5, Est PBT: £-87k |
| 28/10/2025 | WHITEOAK ASSOCIATES LTD | 8.3 yrs | South East | Employment services | Nov-2024, Trade Debtors: £20k, Debts: £59k, Net Assets: £0k, Staff: 4, Est PBT: £0k |
| 17/10/2025 | DEEP ABACUS LTD | 5 yrs | South East | Employment services | Oct-2024, Net Assets: £118k, Staff: 3, Est PBT: £-168k |
| 28/10/2025 | SAMUEL JAMES RECRUITMENT | 5.1 yrs | South East | Employment services | Oct-2024, Net Assets: £42k, Staff: 3, Est PBT: £-72k |
| 30/10/2025 | ALEXANDER BAKER LTD | 1.8 yrs | South East | Employment services | Jan-2025, Net Assets: £59k, Staff: 2, Est PBT: £0k |