ABL + Invoice Finance
December 2025
22nd in cohort
SME Invoice Finance
December 2025 debenture analysis for SME Invoice Finance. ABL + Invoice Finance cohort, ranked 22nd.
December 2025 Debenture Activity
Year-over-year comparison of debenture registrations for December 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 15 | 1 | 5 | +80% |
Borrower Profile
Average borrower characteristics compared to cohort for December 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| SME Invoice Finance | 10.4 | £2.0m |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 1 |
| Employment services | 1 |
| Rental & leasing | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 3 |
| South West | 1 |
| South East | 1 |
Notable New Debentures
Significant new debenture registrations in December 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 19/12/2025 | ISAAC H. GRAINGER & SON | 69 yrs | Midlands | - | Dec-2024, Trade Debtors: £1.2m, Debts: £365k, Net Assets: £1.6m, Staff: 57 |
| 19/12/2025 | DARKBRIDGE LIMITED | 42.3 yrs | Midlands | Rental & leasing | Dec-2024, Trade Debtors: £8k, Net Assets: £287k, Staff: 2, Est PBT: £23k |
| 22/12/2025 | DH GLOUCESTERSHIRE | 19.1 yrs | South West | - | Nov-2024, Trade Debtors: £177k, Debts: £15k, Other debts: £142k, Net Assets: £35k |
| 15/12/2025 | HEATHROW FREIGHT SERVICES | 2.4 yrs | South East | Land transport & logistics | Jul-2025, Trade Debtors: £129k, Net Assets: £56k, Staff: 1, Est PBT: £85k |
| 19/12/2025 | GRAINGERS INVESTMENTS | 11 yrs | Midlands | Manufacturing (metal) | Dec-2024, Net Assets: £-1k |