ABL + Invoice Finance
April 2025
4th in cohort
SME Invoice Finance
April 2025 debenture analysis for SME Invoice Finance. ABL + Invoice Finance cohort, ranked 4th.
April 2025 Debenture Activity
Year-over-year comparison of debenture registrations for April 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 8 | 6 | 9 | 31 | +71% |
Borrower Profile
Average borrower characteristics compared to cohort for April 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| SME Invoice Finance | 10.4 | £2.0m |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Agriculture | 6 |
| Financial services | 4 |
| Employment services | 4 |
| Office & business support | 3 |
| Wholesale trade | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 16 |
| East of England | 7 |
| South West | 4 |
| London | 2 |
| North East | 2 |
Notable New Debentures
Significant new debenture registrations in April 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 02/04/2025 | GREOSN LTD | 10.4 yrs | South East | Financial services | Dec-2024, Turnover: £221.7m, Trade Debtors: £19.2m, Debts: £43.2m |
| 02/04/2025 | PRO-FORCE LIMITED | 19.5 yrs | South East | Employment services | Dec-2024, Turnover: £150.6m, Trade Debtors: £15.9m, Debts: £4.5m |
| 09/04/2025 | APS PRODUCE LIMITED | 27.8 yrs | South East | - | Dec-2024, Turnover: £97.6m, Trade Debtors: £4.6m, Debts: £16.5m, Net Assets: £7.8m |
| 02/04/2025 | VARFELL FARMS LTD | 30.2 yrs | South West | Agriculture | Dec-2024, Turnover: £23.1m, Trade Debtors: £957k, Debts: £4.3m, Net Assets: £34.6m |
| 02/04/2025 | EMERY SOFT FRUITS LIMITED | 3.3 yrs | South East | Agriculture | Dec-2024, Turnover: £15.6m, Trade Debtors: £184k, Debts: £283k, Net Assets: £1.4m |
| 09/04/2025 | READY MIX GROUP LIMITED | 5.8 yrs | North East | - | Sep-2024, Turnover: £19.9m, Trade Debtors: £2.3m, Debts: £3.2m, Other debts: £2.0m |
| 09/04/2025 | APS GROWERS LTD | 13.3 yrs | South East | Agriculture | Dec-2024, Turnover: £13.4m, Debts: £6.8m, Net Assets: £-1.7m, Staff: 2, Est PBT: £8.9m |
| 09/04/2025 | A PEARSON GROWERS LIMITED | 17.1 yrs | South East | Agriculture | Dec-2024, Turnover: £6.5m, Debts: £8.3m, Net Assets: £-4.2m, Staff: 2, Est PBT: £-7.9m |
| 02/04/2025 | YELLOW HOLDINGS LTD | 5.7 yrs | South East | Wholesale trade | Dec-2024, Debts: £3.1m, Net Assets: £-2.4m, Staff: 3, Est PBT: £-840k |
| 09/04/2025 | BTB RECRUITMENT LIMITED | 19.9 yrs | South East | Employment services | Oct-2024, Trade Debtors: £153k, Debts: £26k, Net Assets: £967k, Staff: 62 |