ABL + Invoice Finance
September 2025
8th in cohort
Skipton Business Finance
September 2025 debenture analysis for Skipton Business Finance. ABL + Invoice Finance cohort, ranked 8th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 11 | 17 | 14 | 20 | +30% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Skipton Business Finance | 12.9 | £352k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 4 |
| Wholesale trade | 3 |
| Fabricated metal products | 2 |
| Property & facilities services | 1 |
| Waste management | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 5 |
| South East | 3 |
| Yorkshire / Humber | 3 |
| North West | 3 |
| London | 2 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 26/09/2025 | D F WILLIAMS CLEANING | 47.1 yrs | South East | Property & facilities services | Sep-2024, Trade Debtors: £1.5m, Net Assets: £4.0m, Staff: 239, Est PBT: £-191k |
| 12/09/2025 | EMPIRE SUPPORT SERVICES | 8.8 yrs | Midlands | Security services | Nov-2024, Trade Debtors: £139k, Debts: £23k, Net Assets: £48k, Staff: 47, Est PBT: £3k |
| 03/09/2025 | ASHLEY PLANT HIRE AND | 22.9 yrs | North West | Waste management | Jan-2025, Debts: £2.2m, Net Assets: £893k, Staff: 25, Est PBT: £-323k |
| 15/09/2025 | MAC NETWORK SERVICES LTD | 10.1 yrs | Scotland | Specialist construction | Dec-2023, Trade Debtors: £1.2m, Debts: £353k, Net Assets: £48k, Staff: 41 |
| 04/09/2025 | RICHARD COBLEY TRANSPORT | 18.3 yrs | East of England | Land transport & logistics | May-2025, Trade Debtors: £686k, Debts: £594k, Net Assets: £335k, Staff: 22 |
| 23/09/2025 | ERCON POWDER COATINGS | 42.2 yrs | Midlands | Manufacturing (other) | Mar-2025, Trade Debtors: £205k, Debts: £12k, Other debts: £159k, Net Assets: £201k |
| 29/09/2025 | WM. SMITH & SON (NEPTUNE | 52.2 yrs | Midlands | Fabricated metal products | May-2025, Net Assets: £228k, Staff: 14 |
| 23/09/2025 | ERCON FABRICATION AND | 15.1 yrs | Midlands | Fabricated metal products | Mar-2025, Trade Debtors: £367k, Debts: £53k, Other debts: £193k, Net Assets: £165k |
| 02/09/2025 | EN ROUTE DESIGN AND PRINT | 29.1 yrs | South East | Printing & media reproduction | Apr-2025, Trade Debtors: £132k, Debts: £164k, Net Assets: £-2k, Staff: 10, Est PBT: £-8k |
| 26/09/2025 | PEAK ELECTRICAL SUPPLIES | 30.4 yrs | Midlands | Wholesale trade | Sep-2025, Net Assets: £197k, Staff: 8, Est PBT: £-65k |