ABL + Invoice Finance
November 2025
15th in cohort
Skipton Business Finance
November 2025 debenture analysis for Skipton Business Finance. ABL + Invoice Finance cohort, ranked 15th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 22 | 19 | 18 | 14 | -29% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Skipton Business Finance | 12.9 | £352k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Employment services | 4 |
| Land transport & logistics | 3 |
| Repair / installation | 1 |
| Food & beverage services | 1 |
| Fabricated metal products | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 4 |
| South East | 3 |
| Yorkshire / Humber | 2 |
| North West | 2 |
| South West | 1 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/11/2025 | BRIDGEMAN RECRUITMENT | 12.5 yrs | North West | Employment services | May-2025, Trade Debtors: £686k, Debts: £11k, Net Assets: £1k, Staff: 4, Est PBT: £0k |
| 03/11/2025 | JBI ENGINEERING NW LTD | 15.8 yrs | North West | - | Jan-2025, Trade Debtors: £258k, Debts: £13k, Net Assets: £283k, Staff: 22 |
| 20/11/2025 | FORESTRY RAIL & CIVILS | 4.2 yrs | South East | - | Dec-2024, Trade Debtors: £435k, Debts: £33k, Net Assets: £-55k, Staff: 21 |
| 21/11/2025 | COMMERCIAL DRIVERS | 20.8 yrs | East of England | Land transport & logistics | Jan-2026, Trade Debtors: £138k, Debts: £13k, Net Assets: £79k, Staff: 14, Est PBT: £-60k |
| 20/11/2025 | SIGN SYSTEMS (UK) LIMITED | 19 yrs | Midlands | Non-metallic minerals | Dec-2024, Trade Debtors: £157k, Debts: £64k, Net Assets: £598k, Staff: 12 |
| 28/11/2025 | V&B LOGISTICS LTD | 11.1 yrs | South East | Land transport & logistics | Oct-2024, Net Assets: £48k, Staff: 10, Est PBT: £-19k |
| 27/11/2025 | LAYBOURNE ENGINEERING | 11.4 yrs | North East | Repair / installation | Jun-2025, Trade Debtors: £110k, Debts: £151k, Other debts: £9k, Net Assets: £134k |
| 04/11/2025 | P B L (UK) LIMITED | 19.8 yrs | Midlands | Land transport & logistics | Jan-2025, Net Assets: £35k, Staff: 3, Est PBT: £-54k |
| 17/11/2025 | NEWMAN’S FINE FOODS | 17.7 yrs | Midlands | Food & beverage services | Sep-2024, Trade Debtors: £75k, Debts: £25k, Net Assets: £80k, Staff: 2, Est PBT: £1k |
| 25/11/2025 | CJS DISPLAY LTD | 5.6 yrs | Yorkshire / | Wholesale trade | Apr-2025, Net Assets: £2k, Staff: 2, Est PBT: £-18k |