ABL + Invoice Finance
January 2026
11th in cohort
Skipton Business Finance
January 2026 debenture analysis for Skipton Business Finance. ABL + Invoice Finance cohort, ranked 11th.
January 2026 Debenture Activity
Year-over-year comparison of debenture registrations for January 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 20 | 18 | 21 | 15 | -6 | -29% |
Borrower Profile
Average borrower characteristics compared to cohort for January 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Skipton Business Finance | 16.6 | £1.6m |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 6 |
| Fabricated metal products | 2 |
| Wholesale trade | 1 |
| Environmental services | 1 |
| Wholesale & retail trade | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 4 |
| North West | 3 |
| Midlands | 3 |
| East of England | 2 |
| North East | 2 |
Notable New Debentures
Significant new debenture registrations in January 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 09/01/2026 | TOOLES TRANSPORT LIMITED | 37.9 yrs | Midlands | Wholesale & retail trade | Mar-2025, Turnover: £10.9m, Net Assets: £2.1m, Staff: 92, Est PBT: £30k |
| 09/01/2026 | TYNESIDE EXPRESS | 25.7 yrs | North East | Land transport & logistics | Mar-2025, Turnover: £11.2m, Trade Debtors: £2.0m, Debts: £304k, Net Assets: £3.5m |
| 09/01/2026 | AUSTIN WILKINSON & SONS | 65 yrs | North West | Land transport & logistics | Mar-2025, Turnover: £5.6m, Trade Debtors: £1.1m, Net Assets: £2.8m, Staff: 58 |
| 16/01/2026 | LB WASTE MANAGEMENT | 3.5 yrs | East of England | Environmental services | Jul-2025, Trade Debtors: £1.5m, Debts: £350k, Net Assets: £823k, Staff: 27 |
| 09/01/2026 | EMINENCE TRANSPORT | 10.6 yrs | South East | Wholesale trade | Mar-2025, Net Assets: £2.5m, Staff: 50, Est PBT: £202k |
| 09/01/2026 | INDEPENDENT LOGISTIC | 13.1 yrs | North West | Land transport & logistics | Mar-2025, Net Assets: £1.2m, Staff: 39, Est PBT: £31k |
| 16/01/2026 | LINCREAL PRECISION | 36.8 yrs | South West | - | Jun-2025, Trade Debtors: £282k, Debts: £344k, Net Assets: £173k, Staff: 19 |
| 09/01/2026 | SUSSEX PALLET SERVICES LTD | 9.8 yrs | South East | Land transport & logistics | Mar-2025, Net Assets: £24k, Staff: 13, Est PBT: £19k |
| 19/01/2026 | IRONMONGERY EXPRESS | 17 yrs | Midlands | Fabricated metal products | Feb-2025, Trade Debtors: £191k, Debts: £293k, Net Assets: £93k, Staff: 6, Est PBT: £28k |
| 23/01/2026 | HOME FROM HOME | 24.2 yrs | East of England | Real estate | Jul-2025, Debts: £200k, Net Assets: £413k |