ABL + Invoice Finance
February 2026
6th in cohort
Skipton Business Finance
February 2026 debenture analysis for Skipton Business Finance. ABL + Invoice Finance cohort, ranked 6th.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 20 | 25 | 22 | 18 | -4 | -18% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Skipton Business Finance | 16.6 | £1.6m |
| Cohort average | 10.1 | £708k |
Top Sectors
| Sector | Count |
|---|---|
| Land transport & logistics | 6 |
| Employment services | 3 |
| Fabricated metal products | 3 |
| Property & facilities services | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 6 |
| South East | 4 |
| East of England | 2 |
| Yorkshire / Humber | 2 |
| Midlands | 2 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/02/2026 | EFS INVESTMENTS LIMITED | 5.6 yrs | North West | Land transport & logistics | Mar-2025, Turnover: £84.3m, Trade Debtors: £14.3m, Debts: £8.3m |
| 10/02/2026 | GEES HAULAGE LIMITED | 17.4 yrs | Yorkshire / | Land transport & logistics | Mar-2025, Turnover: £10.0m, Trade Debtors: £1.3m, Debts: £1.7m, Net Assets: £14.1m |
| 10/02/2026 | CAISTOR DISTRIBUTION | 31.9 yrs | East of England | Land transport & logistics | Mar-2025, Turnover: £8.7m, Trade Debtors: £1.4m, Debts: £565k, Net Assets: £8.5m |
| 17/02/2026 | TYNESIDE EXPRESS | 25.8 yrs | North East | Land transport & logistics | Mar-2025, Turnover: £11.2m, Trade Debtors: £2.0m, Debts: £304k, Net Assets: £3.5m |
| 12/02/2026 | GRAHAM HILL ENGINEERING | 8.8 yrs | Midlands | Specialist construction | Mar-2025, Trade Debtors: £395k, Debts: £39k, Other debts: £97k, Net Assets: £99k |
| 10/02/2026 | THOMAS HARWOOD & SON | 24.5 yrs | North West | Land transport & logistics | Mar-2025, Net Assets: £1.6m, Staff: 23, Est PBT: £59k |
| 20/02/2026 | SEWARD PRECISION | 16.5 yrs | North West | Fabricated metal products | Dec-2024, Trade Debtors: £206k, Net Assets: £357k, Staff: 26, Est PBT: £3k |
| 04/02/2026 | TOM MOORHOUSE & SON | 78.5 yrs | Yorkshire / | Land transport & logistics | Mar-2025, Net Assets: £592k, Staff: 22, Est PBT: £-31k |
| 06/02/2026 | RYEMEAD COMMERCIAL | 12.8 yrs | South East | - | Dec-2024, Trade Debtors: £118k, Debts: £258k, Net Assets: £0k, Staff: 20 |
| 27/02/2026 | THE REAL CONDIMENT CO LTD | 2.1 yrs | South East | Food manufacturing | Dec-2024, Net Assets: £94k, Staff: 17, Est PBT: £0k |