ABL + Invoice Finance
August 2025
9th in cohort
Skipton Business Finance
August 2025 debenture analysis for Skipton Business Finance. ABL + Invoice Finance cohort, ranked 9th.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 16 | 20 | 19 | 15 | -27% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Skipton Business Finance | 12.9 | £352k |
| Cohort average | 10.5 | £891k |
Top Sectors
| Sector | Count |
|---|---|
| Office & business support | 2 |
| Fabricated metal products | 2 |
| Wholesale trade | 2 |
| Wholesale & retail trade | 1 |
| Property & facilities services | 1 |
Top Regions
| Region | Count |
|---|---|
| Midlands | 3 |
| North East | 2 |
| London | 2 |
| North West | 2 |
| East of England | 2 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 15/08/2025 | BESPOKE ARCHITECTURAL | 5.5 yrs | North East | Fabricated metal products | May-2025, Turnover: £3.9m, Trade Debtors: £676k, Debts: £565k, Net Assets: £512k |
| 07/08/2025 | UNIQUE CLEAN HIRE & | 12.2 yrs | North West | - | Aug-2024, Trade Debtors: £281k, Debts: £209k, Net Assets: £469k, Staff: 35 |
| 29/08/2025 | ALPAC ALLOYS LIMITED | 35.8 yrs | Midlands | Manufacturing (metal) | Jun-2025, Net Assets: £162k, Staff: 14, Est PBT: £19k |
| 22/08/2025 | STONEWALL SECURITY LTD | 17.3 yrs | Midlands | Security services | Mar-2025, Net Assets: £295k, Staff: 10, Est PBT: £46k |
| 19/08/2025 | TRUCKPAINT NW LTD | 4.5 yrs | North West | Wholesale & retail trade | Feb-2025, Trade Debtors: £262k, Debts: £15k, Net Assets: £-7k, Staff: 9, Est PBT: £6k |
| 29/08/2025 | DRIVE ALIVE UK LTD | 26.5 yrs | East of England | Personal services | Jul-2025, Trade Debtors: £59k, Debts: £38k, Net Assets: £-41k, Staff: 6, Est PBT: £-37k |
| 19/08/2025 | ROSTEPHI LIMITED | 29.9 yrs | East of England | Real estate | Sep-2024, Net Assets: £525k, Staff: 2, Est PBT: £0k |
| 19/08/2025 | ACE SPIRAL BINDERS LTD | 4.6 yrs | Midlands | Printing & media reproduction | Jan-2025, Net Assets: £-6k, Staff: 4, Est PBT: £-41k |
| 15/08/2025 | LENNIE CONSULTING LTD | 2.9 yrs | Scotland | Office & business support | Mar-2025, Net Assets: £90k, Staff: 3, Est PBT: £0k |
| 19/08/2025 | CULLINGFORD MEATS LIMITED | 4.6 yrs | South East | Wholesale trade | Jan-2025, Net Assets: £-83k, Staff: 1, Est PBT: £-124k |