Challenger banks
March 2025
2nd in cohort
Shawbrook Bank
March 2025 debenture analysis for Shawbrook Bank. Challenger banks cohort, ranked 2nd.
March 2025 Debenture Activity
Year-over-year comparison of debenture registrations for March 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 275 | 280 | 214 | 265 | +19% |
Borrower Profile
Average borrower characteristics compared to cohort for March 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Shawbrook Bank | 6.3 | £735k |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 215 |
| Building construction | 26 |
| Financial services | 10 |
| Residential care | 3 |
| Office & business support | 2 |
Top Regions
| Region | Count |
|---|---|
| South East | 63 |
| London | 55 |
| North West | 33 |
| Midlands | 25 |
| South West | 20 |
Notable New Debentures
Significant new debenture registrations in March 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 07/03/2025 | MORETONS INVESTMENTS | 12.2 yrs | South East | - | Dec-2024, Trade Debtors: £168k, Debts: £86.3m, Net Assets: £46.6m, Staff: 14 |
| 14/03/2025 | BLUECROFT FINANCE LIMITED | 2.4 yrs | North West | Financial services | Jun-2024, Trade Debtors: £10.3m, Other debts: £9.5m, Net Assets: £1.1m, Staff: 2 |
| 07/03/2025 | DSG PROPERTY MANAGEMENT | 12.5 yrs | South East | Real estate | Sep-2025, Trade Debtors: £9k, Debts: £17.4m, Net Assets: £11.0m, Staff: 1 |
| 03/03/2025 | BELL GREEN LIMITED | 10 yrs | South East | Real estate | Jan-2025, Trade Debtors: £162k, Debts: £16.4m, Net Assets: £14.5m, Staff: 6 |
| 03/03/2025 | BOW VILLAGE LIMITED | 21.9 yrs | South East | Real estate | Oct-2024, Trade Debtors: £23k, Debts: £14.7m, Net Assets: £13.0m, Staff: 3 |
| 28/03/2025 | BLOOMSMITH FINANCE | 9 yrs | Yorkshire / | Financial services | Mar-2025, Trade Debtors: £4.6m, Net Assets: £492k, Est PBT: £-328k |
| 28/03/2025 | ACORNS (SOUTHERN) LIMITED | 6.2 yrs | South East | Office & business support | Mar-2025, Trade Debtors: £614k, Net Assets: £2.3m, Staff: 157, Est PBT: £1.6m |
| 06/03/2025 | INVESTMENT STREET LTD | 11.4 yrs | South East | Real estate | Mar-2025, Debts: £12.5m, Net Assets: £6.3m, Staff: 10, Est PBT: £-1.1m |
| 03/03/2025 | MEDSHARE LTD | 6.7 yrs | South West | Real estate | Jul-2025, Other debts: £13.1m, Net Assets: £3.3m, Staff: 3, Est PBT: £-428k |
| 24/03/2025 | STIRLING ASSET MANAGEMENT | 12 yrs | London | Real estate | Mar-2025, Trade Debtors: £72k, Debts: £9.6m, Net Assets: £3.1m, Staff: 2 |