Challenger banks
June 2025
2nd in cohort
Shawbrook Bank
June 2025 debenture analysis for Shawbrook Bank. Challenger banks cohort, ranked 2nd.
June 2025 Debenture Activity
Year-over-year comparison of debenture registrations for June 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 243 | 211 | 189 | 265 | +29% |
Borrower Profile
Average borrower characteristics compared to cohort for June 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Shawbrook Bank | 6.3 | £735k |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 187 |
| Building construction | 20 |
| Financial services | 17 |
| Wholesale trade | 5 |
| Head offices & consultancy | 4 |
Top Regions
| Region | Count |
|---|---|
| South East | 49 |
| Midlands | 42 |
| London | 37 |
| North West | 33 |
| Yorkshire / Humber | 25 |
Notable New Debentures
Significant new debenture registrations in June 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 17/06/2025 | RESIDENTIAL SECURE INCOME | 8.2 yrs | South West | Financial services | Sep-2024, Turnover: £30.5m, Trade Debtors: £954k, Debts: £190.6m |
| 17/06/2025 | RESI PORTFOLIO HOLDINGS | 4.7 yrs | London | Financial services | Sep-2024, Other debts: £15.0m, Net Assets: £155.7m, Staff: 4, Est PBT: £183k |
| 09/06/2025 | C.F.BOOTH LIMITED | 75.8 yrs | Yorkshire / | Manufacturing (metal) | Mar-2024, Turnover: £113.6m, Trade Debtors: £17.1m, Debts: £21.4m |
| 05/06/2025 | KIDO SCHOOLS UK LIMITED | 9 yrs | Midlands | Social work | Jun-2025, Turnover: £22.5m, Trade Debtors: £1.7m, Other debts: £5.0m |
| 13/06/2025 | PROJECT CROWN TOPCO | 2.1 yrs | Midlands | Unknown | Mar-2025, Turnover: £25.9m, Trade Debtors: £3.9m, Debts: £22.1m |
| 13/06/2025 | BK PLUS LIMITED | 9.9 yrs | Midlands | Legal & accounting | Mar-2025, Turnover: £25.9m, Trade Debtors: £3.9m, Debts: £32k, Other debts: £163k |
| 29/06/2025 | UNITED TOOLING SOLUTIONS | 9.7 yrs | East Midlands | - | Dec-2024, Turnover: £56.2m, Trade Debtors: £7.4m, Debts: £9.0m, Net Assets: £-14.1m |
| 03/06/2025 | TOPLETS PROPERTY SERVICES | 15.2 yrs | South East | Real estate | Mar-2025, Debts: £25.1m, Net Assets: £13.9m, Staff: 3, Est PBT: £7.0m |
| 03/06/2025 | YOUR CHAPTER TOPCO | 0.8 yrs | North West | - | Dec-2024, Turnover: £23.0m, Trade Debtors: £1.8m, Debts: £136k, Other debts: £2.1m |
| 13/06/2025 | PROJECT CROWN BIDCO | 2.2 yrs | Midlands | - | Mar-2025, Debts: £22.1m, Other debts: £33.5m, Net Assets: £-6.6m, Staff: 8 |