Challenger banks
February 2025
2nd in cohort
Shawbrook Bank
February 2025 debenture analysis for Shawbrook Bank. Challenger banks cohort, ranked 2nd.
February 2025 Debenture Activity
Year-over-year comparison of debenture registrations for February 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 236 | 272 | 206 | 225 | +8% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Shawbrook Bank | 5.8 | £527k |
| Cohort average | 6.2 | £475k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 190 |
| Building construction | 17 |
| Financial services | 5 |
| Unknown | 3 |
| Human health | 2 |
Top Regions
| Region | Count |
|---|---|
| London | 47 |
| South East | 37 |
| Midlands | 29 |
| North West | 23 |
| South West | 14 |
Notable New Debentures
Significant new debenture registrations in February 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 10/02/2025 | OUTSIDECLINIC LIMITED | 32 yrs | South West | Human health | Mar-2025, Turnover: £41.1m, Trade Debtors: £1.1m, Debts: £3.7m, Net Assets: £1.6m, Staff: 462, Est PBT: £1.4m |
| 06/02/2025 | WISTON LIMITED | 26.4 yrs | London | Real estate | Mar-2024, Turnover: £785k, Trade Debtors: £6.7m, Net Assets: £6.4m, Est PBT: £-7k |
| 04/02/2025 | GENTLE PROPERTIES LIMITED | 25 yrs | Midlands | Real estate | Mar-2025, Debts: £11.1m, Net Assets: £18.3m, Staff: 3, Est PBT: £140k |
| 27/02/2025 | BESTGREAT LTD | 24.5 yrs | North West | Real estate | Sep-2024, Trade Debtors: £4k, Debts: £4.7m, Net Assets: £4.8m, Staff: 5 |
| 24/02/2025 | ANNIKA PROPERTIES LTD | 10.7 yrs | London | Real estate | Mar-2024, Debts: £57k, Other debts: £10.8m, Net Assets: £1.0m, Staff: 3, Est PBT: £262k |
| 06/02/2025 | FIRST HABITATION LIMITED | 12.9 yrs | South East | Real estate | Apr-2025, Trade Debtors: £16k, Debts: £8.2m, Net Assets: £4.0m, Staff: 6, Est PBT: £217k |
| 11/02/2025 | VADDARAM LTD | 8 yrs | East of England | Real estate | Mar-2025, Trade Debtors: £2.0m, Debts: £7.9m, Net Assets: £3.7m, Staff: 2, Est PBT: £1k |
| 17/02/2025 | WIGMORE (STAINES) LIMITED | 0.9 yrs | London | Real estate | Dec-2024, Debts: £5.6m, Net Assets: £-9k, Est PBT: £-14k |
| 11/02/2025 | L.G.K. INVESTMENT PROPERTIES LIMITED | 33 yrs | North West | Real estate | Mar-2024, Trade Debtors: £20k, Debts: £5.7m, Net Assets: £2.8m, Staff: 3 |
| 19/02/2025 | HUNTINGDON PROPERTIES | 1 yrs | LIMITED 5.2 East Midlands | Real estate | Dec-2024, Debts: £5.1m, Net Assets: £1.5m, Est PBT: £-108k |