Challenger banks
August 2025
2nd in cohort
Shawbrook Bank
August 2025 debenture analysis for Shawbrook Bank. Challenger banks cohort, ranked 2nd.
August 2025 Debenture Activity
Year-over-year comparison of debenture registrations for August 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 290 | 212 | 245 | 240 | -2% |
Borrower Profile
Average borrower characteristics compared to cohort for August 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Shawbrook Bank | 6.3 | £735k |
| Cohort average | 6.5 | £636k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 193 |
| Building construction | 17 |
| Financial services | 10 |
| Office & business support | 5 |
| Unknown | 3 |
Top Regions
| Region | Count |
|---|---|
| South East | 51 |
| London | 42 |
| North West | 30 |
| Midlands | 29 |
| Scotland | 17 |
Notable New Debentures
Significant new debenture registrations in August 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 13/08/2025 | SPF BRIDGING LTD | 12.2 yrs | Wales | - | Dec-2024, Turnover: £14.3m, Trade Debtors: £95.5m, Other debts: £57.2m |
| 14/08/2025 | KIDO SCHOOLS UK LIMITED | 9.2 yrs | Midlands | Social work | Jun-2025, Turnover: £22.5m, Trade Debtors: £1.7m, Other debts: £5.0m |
| 11/08/2025 | DSG PROPERTY MANAGEMENT | 12.9 yrs | South East | Real estate | Sep-2025, Trade Debtors: £9k, Debts: £17.4m, Net Assets: £11.0m, Staff: 1 |
| 11/08/2025 | BIG POTATO ENTERPRISES | 3.8 yrs | London | Unknown | Dec-2024, Turnover: £3.5m, Debts: £3.9m, Net Assets: £21.5m, Staff: 6, Est PBT: £3.7m |
| 18/08/2025 | GENTLE PROPERTIES LIMITED | 25.5 yrs | Midlands | Real estate | Mar-2025, Debts: £11.1m, Net Assets: £18.3m, Staff: 3, Est PBT: £140k |
| 26/08/2025 | KRUIDBERG CAPITAL LIMITED | 4.8 yrs | London | Real estate | Nov-2024, Trade Debtors: £111k, Debts: £13.7m, Net Assets: £152k, Est PBT: £226k |
| 11/08/2025 | BIG POTATO HOLDINGS | 3.7 yrs | London | Unknown | Dec-2024, Turnover: £29.6m, Trade Debtors: £2.7m, Debts: £3.9m, Net Assets: £17.6m |
| 06/08/2025 | THE HUB PHARMACY LIMITED | 17.7 yrs | South East | - | Sep-2024, Turnover: £17.4m, Trade Debtors: £1.2m, Net Assets: £-13.3m, Staff: 143 |
| 13/08/2025 | SIGNATURE PRIVATE FINANCE | 11.9 yrs | Wales | Financial services | Dec-2024, Net Assets: £16.2m, Staff: 2 |
| 11/08/2025 | BIG POTATO LIMITED | 11.1 yrs | London | Sports & recreation | Dec-2024, Turnover: £18.9m, Trade Debtors: £2.4m, Net Assets: £8.6m, Staff: 48 |