Other banks
February 2026
3rd in cohort
Santander
February 2026 debenture analysis for Santander. Other banks cohort, ranked 3rd.
February 2026 Debenture Activity
Year-over-year comparison of debenture registrations for February 2026
| Year | 2023 | 2024 | 2025 | 2026 | Chg | YoY |
|---|---|---|---|---|---|---|
| Debentures | 83 | 99 | 68 | 53 | -15 | -22% |
Borrower Profile
Average borrower characteristics compared to cohort for February 2026
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Santander | 11.7 | £22.7m |
| Cohort average | 11.4 | £28.3m |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 12 |
| Financial services | 9 |
| Retail trade | 8 |
| Head offices & consultancy | 5 |
| Office & business support | 3 |
Top Regions
| Region | Count |
|---|---|
| London | 29 |
| East of England | 5 |
| South East | 5 |
| Scotland | 4 |
| Wales | 3 |
Notable New Debentures
Significant new debenture registrations in February 2026
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 04/02/2026 | MILLENIUM ASSETS LIMITED | 29 yrs | London | Building construction | Apr-2025, Net Assets: £127k, Est PBT: £-1.3m |
| 03/02/2026 | A SHADE GREENER FINANCE | 8.9 yrs | Yorkshire / | Financial services | Mar-2025, Trade Debtors: £65.2m, Net Assets: £8.4m, Staff: 9, Est PBT: £1.0m |
| 11/02/2026 | ARORA HAMMERSMITH HOTEL | 2.1 yrs | London | Financial services | Dec-2024, Turnover: £9.6m, Trade Debtors: £1.7m, Net Assets: £8.1m, Staff: 169 |
| 20/02/2026 | PORCELANOSA UK HOLDING | 30.5 yrs | South East | - | Dec-2024, Turnover: £91.3m, Trade Debtors: £9.2m, Debts: £8.0m, Net Assets: £114.6m |
| 04/02/2026 | BLUE MANCHESTER LIMITED | 15.3 yrs | London | - | Apr-2025, Turnover: £20.1m, Trade Debtors: £846k, Debts: £41.4m, Net Assets: £33.8m |
| 13/02/2026 | NAVARINO (UK) LIMITED | 10.2 yrs | London | Retail trade | Dec-2024, Turnover: £107.4m, Trade Debtors: £14.7m, Debts: £13.4m |
| 20/02/2026 | PORCELANOSA UK LIMITED | 30.2 yrs | South East | - | Dec-2024, Turnover: £96.4m, Trade Debtors: £8.1m, Debts: £8.0m, Net Assets: £26.7m |
| 11/02/2026 | CHAP (HOLDINGS) LIMITED | 50 yrs | Scotland | - | Sep-2025, Turnover: £65.8m, Trade Debtors: £11.3m, Debts: £1.4m, Other debts: £800k |
| 04/02/2026 | BM MANCHESTER | 2 yrs | LIMITED 6.7 London | Financial services | Apr-2025, Net Assets: £0k |
| 20/02/2026 | FLUOROCARBON GROUP | 19.7 yrs | South East | - | Jun-2025, Trade Debtors: £45k, Debts: £116k, Net Assets: £2.4m, Staff: 174 |