Property Specialist
September 2025
26th in cohort
Roma Finance
September 2025 debenture analysis for Roma Finance. Property Specialist cohort, ranked 26th.
September 2025 Debenture Activity
Year-over-year comparison of debenture registrations for September 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 7 | 23 | 35 | 46 | +24% |
Borrower Profile
Average borrower characteristics compared to cohort for September 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Roma Finance | 3.6 | £275k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 34 |
| Building construction | 7 |
| Financial services | 2 |
| Unknown | 1 |
| Property & facilities services | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 15 |
| London | 8 |
| South West | 6 |
| Yorkshire / Humber | 5 |
| North West | 5 |
Notable New Debentures
Significant new debenture registrations in September 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 22/09/2025 | HJ COLLECTION | 2 yrs | LTD 4.9 London | Real estate | Sep-2024, Net Assets: £2.5m, Staff: 1, Est PBT: £-1.6m |
| 11/09/2025 | PROPERTY NEWCO NW | 4.8 yrs | North West | Real estate | Dec-2024, Net Assets: £1.5m, Est PBT: £612k |
| 23/09/2025 | STARDUST | 2909 yrs | LTD 6.6 North West | Real estate | Feb-2025, Trade Debtors: £63k, Debts: £3.2m, Net Assets: £534k, Est PBT: £41k |
| 02/09/2025 | M & M SINGH LTD | 3.3 yrs | South East | Real estate | Mar-2024, Net Assets: £753k, Staff: 6, Est PBT: £866k |
| 15/09/2025 | T.B. TARN LIMITED | 15.6 yrs | Yorkshire / | - | Mar-2025, Trade Debtors: £113k, Debts: £359k, Other debts: £712k, Net Assets: £950k |
| 02/09/2025 | GREENBRICK PROPERTIES LTD | 3.9 yrs | Midlands | Real estate | Sep-2025, Net Assets: £-194k, Staff: 1, Est PBT: £308k |
| 08/09/2025 | BAAHN LIMITED | 6.6 yrs | South East | Building construction | Feb-2025, Other debts: £500k, Net Assets: £15k, Staff: 4, Est PBT: £-46k |
| 29/09/2025 | FLEXLIV1 LTD | 2.6 yrs | London | Real estate | Feb-2025, Net Assets: £-25k, Est PBT: £-31k |
| 26/09/2025 | PRESTIGE COTTAGES & | 5.3 yrs | Yorkshire / | Real estate | Jun-2025, Debts: £316k, Net Assets: £-56k, Est PBT: £-30k |