Property Specialist
October 2025
32nd in cohort
Roma Finance
October 2025 debenture analysis for Roma Finance. Property Specialist cohort, ranked 32nd.
October 2025 Debenture Activity
Year-over-year comparison of debenture registrations for October 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 19 | 21 | 40 | 23 | -74% |
Borrower Profile
Average borrower characteristics compared to cohort for October 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Roma Finance | 3.6 | £275k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 15 |
| Building construction | 6 |
| Unknown | 1 |
| Human health | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 5 |
| London | 4 |
| South East | 4 |
| Scotland | 3 |
| East of England | 2 |
Notable New Debentures
Significant new debenture registrations in October 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 31/10/2025 | ACCA PROPERTY GROUP LTD | 4 yrs | North West | Real estate | Oct-2024, Trade Debtors: £0k, Debts: £5.0m, Net Assets: £1.6m, Staff: 1, Est PBT: £1.2m |
| 10/10/2025 | TIMM PROPERTY GROUP | 9.8 yrs | East of England | Real estate | Mar-2025, Net Assets: £1.6m, Staff: 2, Est PBT: £369k |
| 16/10/2025 | C & F DEVELOPMENTS LTD | 5 yrs | South West | Real estate | Oct-2023, Debts: £375k, Net Assets: £123k, Staff: 1, Est PBT: £404k |
| 30/10/2025 | GREEN NEW BUILDS LTD | 9.3 yrs | East of England | Building construction | Jul-2024, Net Assets: £188k, Est PBT: £103k |
| 28/10/2025 | SK HOMES LONDON LIMITED | 9.9 yrs | South East | Real estate | Dec-2024, Debts: £778k, Net Assets: £-4k, Est PBT: £64k |
| 27/10/2025 | AVRO HOLDINGS LIMITED | 4.1 yrs | North West | Building construction | Sep-2024, Debts: £156k, Net Assets: £72k, Staff: 3, Est PBT: £126k |
| 23/10/2025 | SJ&B PROPERTIES LTD | 6 yrs | Scotland | Real estate | Nov-2024, Debts: £374k, Net Assets: £-137k, Staff: 2, Est PBT: £-200k |
| 31/10/2025 | KPMC HOUSING LIMITED | 2.5 yrs | London | Real estate | May-2025, Net Assets: £-48k, Staff: 1, Est PBT: £-60k |
| 14/10/2025 | SMALLDALE DEVELOPMENTS | 2.2 yrs | Yorkshire / | Building construction | Jul-2025, Net Assets: £-5k, Staff: 3, Est PBT: £-6k |
| 01/10/2025 | WARD CAPITAL LTD | 2.1 yrs | North East | Real estate | Aug-2024, Net Assets: £-24k, Est PBT: £0k |