Property Specialist
November 2025
24th in cohort
Roma Finance
November 2025 debenture analysis for Roma Finance. Property Specialist cohort, ranked 24th.
November 2025 Debenture Activity
Year-over-year comparison of debenture registrations for November 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 214 | 255 | 384 | 453 | +15% |
Borrower Profile
Average borrower characteristics compared to cohort for November 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Roma Finance | 3.6 | £275k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 39 |
| Building construction | 9 |
| Unknown | 1 |
| Financial services | 1 |
| Office & business support | 1 |
Top Regions
| Region | Count |
|---|---|
| South East | 14 |
| North West | 7 |
| London | 6 |
| Midlands | 6 |
| East of England | 6 |
Notable New Debentures
Significant new debenture registrations in November 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 18/11/2025 | STARDUST | 2909 yrs | LTD 6.7 North West | Real estate | Feb-2025, Trade Debtors: £63k, Debts: £3.2m, Net Assets: £534k, Est PBT: £41k |
| 20/11/2025 | NEW HORIZONS CK1 LIMITED | 1.5 yrs | North West | Real estate | May-2025, Debts: £2.8m, Net Assets: £-13k, Est PBT: £-15k |
| 27/11/2025 | TL2 DEVELOPMENTS LIMITED | 2.7 yrs | East of England | Building construction | Mar-2025, Net Assets: £0k, Staff: 2 |
| 03/11/2025 | URBAN FEAT LTD | 5.8 yrs | North West | Real estate | Jan-2025, Debts: £269k, Net Assets: £52k, Staff: 1, Est PBT: £-31k |
| 28/11/2025 | PAKTEL LTD | 37.2 yrs | East of England | Building construction | Apr-2024, Net Assets: £718k, Staff: 1, Est PBT: £-11k |
| 19/11/2025 | VISION CONSTRUCTION & | 8.2 yrs | South East | Building construction | Feb-2025, Net Assets: £26k, Staff: 2, Est PBT: £7k |
| 04/11/2025 | MAPLELEAF PROPERTY | 22.8 yrs | North East | Real estate | Dec-2024, Debts: £552k, Net Assets: £210k, Staff: 1, Est PBT: £13k |
| 24/11/2025 | LIONESS PROPERTIES LTD | 4.1 yrs | East Midlands | Real estate | Sep-2024, Net Assets: £-109k, Est PBT: £-106k |
| 14/11/2025 | BEEHIVE PROPERTIES (SUSSEX) | 3.8 yrs | South East | Real estate | Mar-2025, Debts: £472k, Net Assets: £129k, Staff: 2, Est PBT: £56k |
| 28/11/2025 | SPECTRUM REAL ESTATE LTD | 3.7 yrs | London | Real estate | Mar-2024, Net Assets: £-72k, Staff: 2, Est PBT: £-29k |