Property Specialist
July 2025
26th in cohort
Roma Finance
July 2025 debenture analysis for Roma Finance. Property Specialist cohort, ranked 26th.
July 2025 Debenture Activity
Year-over-year comparison of debenture registrations for July 2025
| Year | 2022 | 2023 | 2024 | 2025 | YoY |
|---|---|---|---|---|---|
| Debentures | 28 | 20 | 63 | 53 | -19% |
Borrower Profile
Average borrower characteristics compared to cohort for July 2025
| Avg age (yrs) | Avg net assets | |
|---|---|---|
| Roma Finance | 3.6 | £275k |
| Cohort average | 4.3 | £503k |
Top Sectors
| Sector | Count |
|---|---|
| Real estate | 35 |
| Building construction | 11 |
| Financial services | 3 |
| Office & business support | 1 |
| Unknown | 1 |
Top Regions
| Region | Count |
|---|---|
| North West | 12 |
| London | 8 |
| South East | 7 |
| Midlands | 6 |
| Wales | 4 |
Notable New Debentures
Significant new debenture registrations in July 2025
| Date | Business | Bus. age | Region | Sector | Financials |
|---|---|---|---|---|---|
| 24/07/2025 | HJ COLLECTION LTD | 6.4 yrs | London | Building construction | Apr-2024, Net Assets: £2.4m, Staff: 5, Est PBT: £-1.1m |
| 29/07/2025 | SURCAL HOLDINGS LIMITED | 1.4 yrs | East Midlands | Real estate | Mar-2025, Net Assets: £6.3m, Staff: 4, Est PBT: £1k |
| 21/07/2025 | SHERWOOD PROPERTIES | 10.5 yrs | East Midlands | Real estate | Mar-2025, Trade Debtors: £7k, Debts: £206k, Net Assets: £6.0m, Staff: 7 |
| 20/07/2025 | M & M SINGH LTD | 3.2 yrs | South East | Real estate | Mar-2024, Net Assets: £753k, Staff: 6, Est PBT: £866k |
| 24/07/2025 | BRAINTREE DEVELOPMENT | 6.8 yrs | London | Real estate | Oct-2024, Net Assets: £-48k, Staff: 1, Est PBT: £-22k |
| 18/07/2025 | NB PROPERTY HOLDINGS | 9.6 yrs | South East | Real estate | Aug-2024, Net Assets: £-20k, Staff: 1, Est PBT: £4k |
| 25/07/2025 | MARK AND STEVE PROPERTIES | 3.6 yrs | South East | Real estate | Dec-2024, Debts: £1.2m, Net Assets: £298k, Staff: 2, Est PBT: £248k |
| 24/07/2025 | ADAMO DEVELOPMENTS | 4.7 yrs | Midlands | Building construction | Feb-2025, Debts: £452k, Net Assets: £-131k, Est PBT: £-129k |
| 31/07/2025 | S.H.Y CONSTRUCTION (YS) LTD | 3.6 yrs | Yorkshire / | - | Jan-2024, Trade Debtors: £82k, Debts: £160k, Net Assets: £-71k, Staff: 10 |